Kemper County, MS: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$9052-bedroom FMR, FY2027

$7691-bedroom FMR, FY2027

$57,60080% income limit, family of 4 (FY2026)

$60,900Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Kemper County is $905 a month, up 7.5% from $842 in FY2026. Kemper County belongs to the Kemper County, MS FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Kemper County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$761	$708	+7.5%	$685 – $837
1 bedroom	$769	$713	+7.9%	$693 – $845
2 bedrooms	$905	$842	+7.5%	$815 – $995
3 bedrooms	$1,185	$1,115	+6.3%	$1,067 – $1,303
4 bedrooms	$1,189	$1,118	+6.4%	$1,071 – $1,307

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Kemper County that is typically $815 to $995 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$34,702median income of renter households (low reliability)

$677Median gross rent, all units

23%Rent-to-income ratio (median rent ÷ median renter income)

33%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $34,702 can afford about $868 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $905 is $37 (4.3%) more than that. To rent a two-bedroom at the FMR, a household needs $36,200 a year under the 30% rule, or $32,580 under the common landlord rule that income must be three times the rent.

Kemper County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$677 ±$284
Median income of renter households	$34,702 ±$33,615
Renters paying 30% or more of income (cost-burdened)	33.2% ±11.2
Renters paying 50% or more (severely cost-burdened)	16.7% ±13.7
Renter households (where the share can be computed)	419

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$402	$677	+68.4%
Median renter household income	$16,431	$34,702	+111.2%
Renters paying 30%+ of income	26.4%	33.2%	+6.8 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Kemper County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $60,900 (FY2025: $52,500, +16.0%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$15,960 +2.0%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +3.6%	$41,800 +4.2%	$44,650 +4.2%	$47,550 +4.2%
Very low income (50%)	$25,200 +4.1%	$28,800 +4.2%	$32,400 +4.2%	$36,000 +4.2%	$38,900 +4.1%	$41,800 +4.2%	$44,650 +4.2%	$47,550 +4.2%
Low income (80%)	$40,350 +4.1%	$46,100 +4.2%	$51,850 +4.1%	$57,600 +4.2%	$62,250 +4.2%	$66,850 +4.2%	$71,450 +4.2%	$76,050 +4.2%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.