Stevens County, WA: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,1212-bedroom FMR, FY2027

$8781-bedroom FMR, FY2027

$77,60080% income limit, family of 4 (FY2026)

$87,700Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Stevens County is $1,121 a month, down 0.9% from $1,131 in FY2026. Stevens County belongs to the Stevens County, WA HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Stevens County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$855	$879	−2.7%	$770 – $940
1 bedroom	$878	$885	−0.8%	$791 – $965
2 bedrooms	$1,121	$1,131	−0.9%	$1,009 – $1,233
3 bedrooms	$1,552	$1,573	−1.3%	$1,397 – $1,707
4 bedrooms	$1,874	$1,897	−1.2%	$1,687 – $2,061

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Stevens County that is typically $1,009 to $1,233 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Washington has a statewide cap on rent increases. 7% plus inflation, never more than 10% in 12 months. 2026: 9.683%. 2027: 10%. Calculate the maximum increase for Washington →

Can local renters afford the fair market rent?

$41,974median income of renter households

$898Median gross rent, all units

26%Rent-to-income ratio (median rent ÷ median renter income)

43%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $41,974 can afford about $1,049 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,121 is $72 (6.8%) more than that. To rent a two-bedroom at the FMR, a household needs $44,840 a year under the 30% rule, or $40,356 under the common landlord rule that income must be three times the rent.

Stevens County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$898 ±$51
Median income of renter households	$41,974 ±$2,954
Renters paying 30% or more of income (cost-burdened)	42.7% ±5.7
Renters paying 50% or more (severely cost-burdened)	17.9% ±4.3
Renter households (where the share can be computed)	3,304

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$673	$898	+33.4%
Median renter household income	$29,295	$41,974	+43.3%
Renters paying 30%+ of income	43.8%	42.7%	−1.1 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,020 to $1,480 depending on the ZIP code.

All 22 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
99006	$1,000	$1,080	$1,380	$1,880	$2,260
99013	$1,000	$1,080	$1,380	$1,880	$2,260
99026	$1,030	$1,080	$1,380	$1,900	$2,310
99034	$1,030	$1,070	$1,360	$1,880	$2,280
99040	$950	$1,060	$1,290	$1,790	$2,160
99101	$850	$870	$1,120	$1,550	$1,870
99109	$880	$900	$1,150	$1,590	$1,920
99110	$1,000	$1,080	$1,380	$1,880	$2,260
99114	$860	$880	$1,130	$1,560	$1,890
99122	$800	$970	$1,120	$1,550	$1,870
99126	$830	$860	$1,100	$1,520	$1,840
99129	$870	$970	$1,210	$1,670	$2,020
99131	$880	$940	$1,210	$1,680	$2,030
99137	$800	$800	$1,020	$1,420	$1,710
99141	$830	$860	$1,110	$1,530	$1,850
99148	$990	$1,020	$1,310	$1,800	$2,180
99151	$830	$860	$1,110	$1,530	$1,850
99157	$800	$800	$1,020	$1,420	$1,710
99160	$810	$850	$1,090	$1,510	$1,830
99167	$860	$890	$1,140	$1,580	$1,910
99173	$1,130	$1,160	$1,480	$2,050	$2,470
99181	$980	$1,010	$1,290	$1,780	$2,150

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Stevens County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $87,700 (FY2025: $88,400, −0.8%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$20,400 +2.3%	$23,300 +2.2%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$33,950 +2.3%	$38,800 +2.2%	$43,650 +2.2%	$48,500 +2.3%	$52,400 +2.3%	$56,300 +2.4%	$60,150 +2.3%	$64,050 +2.3%
Low income (80%)	$54,350 +2.4%	$62,100 +2.3%	$69,850 +2.3%	$77,600 +2.3%	$83,850 +2.3%	$90,050 +2.3%	$96,250 +2.3%	$102,450 +2.3%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.