Okanogan County, WA: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,2022-bedroom FMR, FY2027

$9461-bedroom FMR, FY2027

$77,60080% income limit, family of 4 (FY2026)

$80,800Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Okanogan County is $1,202 a month, up 15.2% from $1,043 in FY2026. Okanogan County belongs to the Okanogan County, WA FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Okanogan County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$862	$732	+17.8%	$776 – $948
1 bedroom	$946	$828	+14.3%	$852 – $1,040
2 bedrooms	$1,202	$1,043	+15.2%	$1,082 – $1,322
3 bedrooms	$1,664	$1,428	+16.5%	$1,498 – $1,830
4 bedrooms	$1,706	$1,559	+9.4%	$1,536 – $1,876

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Okanogan County that is typically $1,082 to $1,322 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Washington has a statewide cap on rent increases. 7% plus inflation, never more than 10% in 12 months. 2026: 9.683%. 2027: 10%. Calculate the maximum increase for Washington →

Can local renters afford the fair market rent?

$46,625median income of renter households

$887Median gross rent, all units

23%Rent-to-income ratio (median rent ÷ median renter income)

39%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $46,625 can afford about $1,166 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,202 is $36 (3.1%) more than that. To rent a two-bedroom at the FMR, a household needs $48,080 a year under the 30% rule, or $43,272 under the common landlord rule that income must be three times the rent.

Okanogan County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$887 ±$34
Median income of renter households	$46,625 ±$9,199
Renters paying 30% or more of income (cost-burdened)	39.2% ±5.1
Renters paying 50% or more (severely cost-burdened)	19.2% ±3.9
Renter households (where the share can be computed)	4,299

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$711	$887	+24.8%
Median renter household income	$31,896	$46,625	+46.2%
Renters paying 30%+ of income	41.6%	39.2%	−2.4 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Okanogan County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $80,800 (FY2025: $78,200, +3.3%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$20,400 +2.3%	$23,300 +2.2%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$33,950 +2.3%	$38,800 +2.2%	$43,650 +2.2%	$48,500 +2.3%	$52,400 +2.3%	$56,300 +2.4%	$60,150 +2.3%	$64,050 +2.3%
Low income (80%)	$54,350 +2.4%	$62,100 +2.3%	$69,850 +2.3%	$77,600 +2.3%	$83,850 +2.3%	$90,050 +2.3%	$96,250 +2.3%	$102,450 +2.3%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.