Kitsap County, WA: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,9672-bedroom FMR, FY2027

$1,5351-bedroom FMR, FY2027

$103,70080% income limit, family of 4 (FY2026)

$129,600Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Kitsap County is $1,967 a month, down 3.2% from $2,031 in FY2026. Kitsap County belongs to the Bremerton-Silverdale-Port Orchard, WA MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Kitsap County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,370	$1,400	−2.1%	$1,233 – $1,507
1 bedroom	$1,535	$1,548	−0.8%	$1,382 – $1,688
2 bedrooms	$1,967	$2,031	−3.2%	$1,771 – $2,163
3 bedrooms	$2,637	$2,676	−1.5%	$2,374 – $2,900
4 bedrooms	$2,804	$2,941	−4.7%	$2,524 – $3,084

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Kitsap County that is typically $1,771 to $2,163 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Washington has a statewide cap on rent increases. 7% plus inflation, never more than 10% in 12 months. 2026: 9.683%. 2027: 10%. Calculate the maximum increase for Washington →

Can local renters afford the fair market rent?

$70,260median income of renter households

$1,822Median gross rent, all units

31%Rent-to-income ratio (median rent ÷ median renter income)

53%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $70,260 can afford about $1,757 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,967 is $211 (12.0%) more than that. To rent a two-bedroom at the FMR, a household needs $78,680 a year under the 30% rule, or $70,812 under the common landlord rule that income must be three times the rent.

Kitsap County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,822 ±$27
Median income of renter households	$70,260 ±$3,049
Renters paying 30% or more of income (cost-burdened)	52.8% ±2.7
Renters paying 50% or more (severely cost-burdened)	24.5% ±2.1
Renter households (where the share can be computed)	30,649

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$1,249	$1,822	+45.9%
Median renter household income	$49,983	$70,260	+40.6%
Renters paying 30%+ of income	47.5%	52.8%	+5.3 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,830 to $2,860 depending on the ZIP code.

All 27 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
98061	$1,370	$1,540	$1,970	$2,640	$2,810
98110	$1,660	$1,860	$2,380	$3,190	$3,390
98310	$1,300	$1,450	$1,860	$2,490	$2,650
98311	$1,410	$1,580	$2,030	$2,720	$2,890
98312	$1,310	$1,470	$1,880	$2,520	$2,680
98314	$1,930	$2,160	$2,770	$3,710	$3,950
98315	$1,770	$1,980	$2,540	$3,410	$3,620
98322	$1,370	$1,540	$1,970	$2,640	$2,810
98329	$1,540	$1,730	$2,130	$2,930	$3,310
98337	$1,260	$1,400	$1,830	$2,410	$2,650
98340	$1,800	$2,010	$2,580	$3,460	$3,680
98342	$1,260	$1,400	$1,830	$2,410	$2,650
98345	$1,650	$1,850	$2,370	$3,180	$3,380
98346	$1,260	$1,400	$1,830	$2,410	$2,650
98353	$1,370	$1,540	$1,970	$2,640	$2,810
98359	$1,260	$1,400	$1,830	$2,410	$2,680
98364	$1,370	$1,540	$1,970	$2,640	$2,810
98366	$1,320	$1,480	$1,900	$2,550	$2,710
98367	$1,410	$1,580	$2,020	$2,710	$2,880
98370	$1,420	$1,590	$2,040	$2,740	$2,910
98380	$1,990	$2,230	$2,860	$3,830	$4,080
98383	$1,600	$1,800	$2,300	$3,080	$3,280
98384	$1,370	$1,540	$1,970	$2,640	$2,810
98386	$1,370	$1,540	$1,970	$2,640	$2,810
98392	$1,260	$1,400	$1,830	$2,410	$2,650
98393	$1,370	$1,540	$1,970	$2,640	$2,810
98528	$1,290	$1,450	$1,830	$2,460	$2,800

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Kitsap County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $129,600 (FY2025: $124,300, +4.3%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$27,250 +4.2%	$31,150 +4.4%	$35,050 +4.3%	$38,900 +4.3%	$42,050 +4.3%	$45,150 +4.3%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$45,400 +4.2%	$51,850 +4.2%	$58,350 +4.3%	$64,800 +4.3%	$70,000 +4.2%	$75,200 +4.3%	$80,400 +4.3%	$85,550 +4.3%
Low income (80%)	$72,600 +4.2%	$83,000 +4.3%	$93,350 +4.2%	$103,700 +4.3%	$112,000 +4.2%	$120,300 +4.2%	$128,600 +4.3%	$136,900 +4.3%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.