Spartanburg County, SC: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,1962-bedroom FMR, FY2027

$1,0991-bedroom FMR, FY2027

$72,25080% income limit, family of 4 (FY2026)

$91,200Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Spartanburg County is $1,196 a month, up 0.8% from $1,187 in FY2026. Spartanburg County belongs to the Spartanburg, SC HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Spartanburg County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,055	$1,034	+2.0%	$950 – $1,160
1 bedroom	$1,099	$1,083	+1.5%	$990 – $1,208
2 bedrooms	$1,196	$1,187	+0.8%	$1,077 – $1,315
3 bedrooms	$1,457	$1,439	+1.3%	$1,312 – $1,602
4 bedrooms	$1,722	$1,661	+3.7%	$1,550 – $1,894

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Spartanburg County that is typically $1,077 to $1,315 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$42,425median income of renter households

$1,084Median gross rent, all units

31%Rent-to-income ratio (median rent ÷ median renter income)

50%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $42,425 can afford about $1,061 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,196 is $135 (12.8%) more than that. To rent a two-bedroom at the FMR, a household needs $47,840 a year under the 30% rule, or $43,056 under the common landlord rule that income must be three times the rent.

Spartanburg County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,084 ±$20
Median income of renter households	$42,425 ±$2,359
Renters paying 30% or more of income (cost-burdened)	49.7% ±3.2
Renters paying 50% or more (severely cost-burdened)	25.7% ±2.6
Renter households (where the share can be computed)	32,186

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$794	$1,084	+36.5%
Median renter household income	$31,958	$42,425	+32.8%
Renters paying 30%+ of income	45.8%	49.7%	+3.9 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,070 to $1,790 depending on the ZIP code.

All 39 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
29301	$1,200	$1,250	$1,360	$1,660	$1,960
29302	$1,040	$1,080	$1,180	$1,440	$1,700
29303	$1,010	$1,060	$1,150	$1,400	$1,660
29304	$1,060	$1,100	$1,200	$1,460	$1,730
29305	$1,060	$1,100	$1,200	$1,460	$1,730
29306	$1,050	$1,090	$1,190	$1,450	$1,710
29307	$1,020	$1,060	$1,160	$1,410	$1,670
29316	$1,140	$1,190	$1,290	$1,570	$1,860
29320	$1,200	$1,250	$1,360	$1,660	$1,960
29322	$1,050	$1,100	$1,210	$1,460	$1,750
29323	$940	$980	$1,070	$1,300	$1,500
29324	$1,020	$1,060	$1,160	$1,410	$1,670
29329	$1,020	$1,060	$1,160	$1,410	$1,670
29330	$940	$980	$1,070	$1,300	$1,500
29331	$1,060	$1,100	$1,200	$1,460	$1,730
29333	$1,400	$1,460	$1,590	$1,940	$2,290
29334	$1,220	$1,270	$1,380	$1,680	$1,990
29335	$940	$980	$1,070	$1,300	$1,500
29336	$1,060	$1,100	$1,200	$1,460	$1,730
29338	$1,040	$1,080	$1,180	$1,440	$1,700
29346	$1,030	$1,070	$1,170	$1,420	$1,680
29349	$1,040	$1,080	$1,180	$1,440	$1,700
29356	$1,050	$1,100	$1,210	$1,460	$1,750
29365	$1,230	$1,280	$1,390	$1,690	$2,000
29368	$940	$980	$1,070	$1,300	$1,500
29369	$1,450	$1,520	$1,650	$2,010	$2,380
29372	$940	$980	$1,070	$1,300	$1,500
29373	$940	$980	$1,070	$1,300	$1,500
29374	$940	$980	$1,070	$1,300	$1,500
29375	$980	$1,020	$1,100	$1,340	$1,590
29376	$960	$1,000	$1,090	$1,330	$1,570
29377	$940	$980	$1,070	$1,300	$1,500
29378	$950	$980	$1,080	$1,340	$1,500
29385	$1,050	$1,090	$1,190	$1,450	$1,710
29388	$940	$980	$1,070	$1,300	$1,500
29644	$1,150	$1,200	$1,360	$1,620	$1,910
29645	$1,050	$1,100	$1,210	$1,460	$1,750
29650	$1,580	$1,640	$1,790	$2,140	$2,520
29651	$1,130	$1,170	$1,280	$1,540	$1,810

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Spartanburg County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $91,200 (FY2025: $82,400, +10.7%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$19,000 +9.8%	$21,700 +2.6%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$31,600 +9.9%	$36,100 +9.9%	$40,600 +9.9%	$45,150 +10.0%	$48,750 +9.9%	$52,400 +10.0%	$56,000 +9.9%	$59,600 +10.0%
Low income (80%)	$50,600 +10.0%	$57,800 +9.9%	$65,050 +10.0%	$72,250 +10.0%	$78,050 +9.9%	$83,850 +10.0%	$89,600 +9.9%	$95,400 +10.0%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.