Nowata County, OK: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$9432-bedroom FMR, FY2027

$7211-bedroom FMR, FY2027

$60,70080% income limit, family of 4 (FY2026)

$70,900Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Nowata County is $943 a month, up 0.6% from $937 in FY2026. Nowata County belongs to the Nowata County, OK FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Nowata County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$716	$705	+1.6%	$645 – $787
1 bedroom	$721	$714	+1.0%	$649 – $793
2 bedrooms	$943	$937	+0.6%	$849 – $1,037
3 bedrooms	$1,164	$1,168	−0.3%	$1,048 – $1,280
4 bedrooms	$1,576	$1,572	+0.3%	$1,419 – $1,733

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Nowata County that is typically $849 to $1,037 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$32,986median income of renter households

$811Median gross rent, all units

30%Rent-to-income ratio (median rent ÷ median renter income)

40%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $32,986 can afford about $825 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $943 is $118 (14.4%) more than that. To rent a two-bedroom at the FMR, a household needs $37,720 a year under the 30% rule, or $33,948 under the common landlord rule that income must be three times the rent.

Nowata County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$811 ±$59
Median income of renter households	$32,986 ±$6,075
Renters paying 30% or more of income (cost-burdened)	39.7% ±8.6
Renters paying 50% or more (severely cost-burdened)	28.0% ±9.5
Renter households (where the share can be computed)	653

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$613	$811	+32.3%
Median renter household income	$24,198	$32,986	+36.3%
Renters paying 30%+ of income	43.1%	39.7%	−3.4 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Nowata County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $70,900 (FY2025: $69,300, +2.3%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$15,960 +2.0%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,050 +2.3%	$47,100 +2.3%	$50,100 +2.2%
Very low income (50%)	$26,600 +2.3%	$30,400 +2.4%	$34,200 +2.4%	$37,950 +2.3%	$41,000 +2.2%	$44,050 +2.3%	$47,100 +2.3%	$50,100 +2.2%
Low income (80%)	$42,500 +2.3%	$48,600 +2.3%	$54,650 +2.2%	$60,700 +2.3%	$65,600 +2.3%	$70,450 +2.3%	$75,300 +2.3%	$80,150 +2.3%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.