Custer County, OK: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$9162-bedroom FMR, FY2027

$7261-bedroom FMR, FY2027

$65,10080% income limit, family of 4 (FY2026)

$81,400Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Custer County is $916 a month, down 2.2% from $937 in FY2026. Custer County belongs to the Custer County, OK FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Custer County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$638	$646	−1.2%	$575 – $701
1 bedroom	$726	$732	−0.8%	$654 – $798
2 bedrooms	$916	$937	−2.2%	$825 – $1,007
3 bedrooms	$1,268	$1,303	−2.7%	$1,142 – $1,394
4 bedrooms	$1,531	$1,572	−2.6%	$1,378 – $1,684

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Custer County that is typically $825 to $1,007 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$35,313median income of renter households

$824Median gross rent, all units

28%Rent-to-income ratio (median rent ÷ median renter income)

50%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $35,313 can afford about $883 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $916 is $33 (3.8%) more than that. To rent a two-bedroom at the FMR, a household needs $36,640 a year under the 30% rule, or $32,976 under the common landlord rule that income must be three times the rent.

Custer County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$824 ±$50
Median income of renter households	$35,313 ±$6,120
Renters paying 30% or more of income (cost-burdened)	49.5% ±6.4
Renters paying 50% or more (severely cost-burdened)	21.4% ±4.3
Renter households (where the share can be computed)	4,056

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$728	$824	+13.2%
Median renter household income	$28,297	$35,313	+24.8%
Renters paying 30%+ of income	42.1%	49.5%	+7.4 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Custer County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $81,400 (FY2025: $83,300, −2.3%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$17,100 −2.3%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$53,750 −0.7%
Very low income (50%)	$28,500 −2.4%	$32,600 −2.2%	$36,650 −2.3%	$40,700 −2.3%	$44,000 −2.2%	$47,250 −2.3%	$50,500 −2.2%	$53,750 −2.3%
Low income (80%)	$45,600 −2.4%	$52,100 −2.3%	$58,600 −2.3%	$65,100 −2.3%	$70,350 −2.3%	$75,550 −2.3%	$80,750 −2.3%	$85,950 −2.3%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.