Finney County, KS: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,1532-bedroom FMR, FY2027

$8811-bedroom FMR, FY2027

$73,45080% income limit, family of 4 (FY2026)

$91,800Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Finney County is $1,153 a month, up 10.8% from $1,041 in FY2026. Finney County belongs to the Finney County, KS FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Finney County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$872	$788	+10.7%	$785 – $959
1 bedroom	$881	$793	+11.1%	$793 – $969
2 bedrooms	$1,153	$1,041	+10.8%	$1,038 – $1,268
3 bedrooms	$1,584	$1,435	+10.4%	$1,426 – $1,742
4 bedrooms	$1,919	$1,705	+12.6%	$1,728 – $2,110

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Finney County that is typically $1,038 to $1,268 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$60,774median income of renter households

$1,048Median gross rent, all units

21%Rent-to-income ratio (median rent ÷ median renter income)

33%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $60,774 can afford about $1,519 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,153 is $366 (24.1%) less than that. To rent a two-bedroom at the FMR, a household needs $46,120 a year under the 30% rule, or $41,508 under the common landlord rule that income must be three times the rent.

Finney County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,048 ±$44
Median income of renter households	$60,774 ±$3,104
Renters paying 30% or more of income (cost-burdened)	32.8% ±6.6
Renters paying 50% or more (severely cost-burdened)	12.8% ±3.7
Renter households (where the share can be computed)	4,370

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$806	$1,048	+30.0%
Median renter household income	$45,711	$60,774	+33.0%
Renters paying 30%+ of income	36.0%	32.8%	−3.2 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Finney County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $91,800 (FY2025: $93,400, −1.7%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$19,300 −1.5%	$22,050 −1.6%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$32,150 −1.7%	$36,750 −1.7%	$41,350 −1.7%	$45,900 −1.7%	$49,600 −1.7%	$53,250 −1.8%	$56,950 −1.7%	$60,600 −1.7%
Low income (80%)	$51,450 −1.6%	$58,800 −1.7%	$66,150 −1.6%	$73,450 −1.7%	$79,350 −1.7%	$85,250 −1.7%	$91,100 −1.7%	$97,000 −1.7%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.