Cherokee County, KS: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$9612-bedroom FMR, FY2027

$7351-bedroom FMR, FY2027

$68,55080% income limit, family of 4 (FY2026)

$77,700Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Cherokee County is $961 a month, up 9.6% from $877 in FY2026. Cherokee County belongs to the Cherokee County, KS HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Cherokee County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$730	$664	+9.9%	$657 – $803
1 bedroom	$735	$668	+10.0%	$662 – $808
2 bedrooms	$961	$877	+9.6%	$865 – $1,057
3 bedrooms	$1,258	$1,157	+8.7%	$1,133 – $1,383
4 bedrooms	$1,263	$1,161	+8.8%	$1,137 – $1,389

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Cherokee County that is typically $865 to $1,057 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$34,141median income of renter households

$799Median gross rent, all units

28%Rent-to-income ratio (median rent ÷ median renter income)

48%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $34,141 can afford about $854 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $961 is $107 (12.6%) more than that. To rent a two-bedroom at the FMR, a household needs $38,440 a year under the 30% rule, or $34,596 under the common landlord rule that income must be three times the rent.

Cherokee County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$799 ±$55
Median income of renter households	$34,141 ±$10,157
Renters paying 30% or more of income (cost-burdened)	47.6% ±10.6
Renters paying 50% or more (severely cost-burdened)	25.4% ±8.8
Renter households (where the share can be computed)	1,705

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$613	$799	+30.3%
Median renter household income	$27,788	$34,141	+22.9%
Renters paying 30%+ of income	38.9%	47.6%	+8.7 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $960 to $1,270 depending on the ZIP code.

All 14 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
66713	$750	$760	$990	$1,300	$1,300
66724	$730	$730	$960	$1,330	$1,580
66725	$750	$760	$990	$1,300	$1,300
66728	$730	$730	$960	$1,260	$1,260
66739	$730	$730	$960	$1,260	$1,260
66753	$730	$730	$960	$1,310	$1,520
66762	$780	$790	$1,030	$1,430	$1,720
66770	$740	$740	$970	$1,280	$1,280
66773	$730	$730	$960	$1,260	$1,260
66778	$730	$730	$960	$1,260	$1,260
66781	$960	$970	$1,270	$1,660	$1,670
66782	$730	$730	$960	$1,290	$1,430
67336	$670	$730	$960	$1,150	$1,320
67356	$680	$750	$980	$1,170	$1,340

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Cherokee County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $77,700 (FY2025: $80,100, −3.0%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$18,000 +1.7%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$30,000 +1.9%	$34,300 +1.9%	$38,600 +2.0%	$42,850 +1.9%	$46,300 +1.9%	$49,750 +1.9%	$53,150 +1.9%	$56,600 +1.9%
Low income (80%)	$48,000 +1.8%	$54,850 +1.9%	$61,700 +1.8%	$68,550 +1.9%	$74,050 +1.9%	$79,550 +1.9%	$85,050 +1.9%	$90,500 +1.9%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.