Union County, OR: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,1142-bedroom FMR, FY2027

$9161-bedroom FMR, FY2027

$68,90080% income limit, family of 4 (FY2026)

$86,100Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Union County is $1,114 a month, down 8.8% from $1,222 in FY2026. Union County belongs to the Union County, OR FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Union County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$776	$843	−7.9%	$699 – $853
1 bedroom	$916	$980	−6.5%	$825 – $1,007
2 bedrooms	$1,114	$1,222	−8.8%	$1,003 – $1,225
3 bedrooms	$1,543	$1,700	−9.2%	$1,389 – $1,697
4 bedrooms	$1,862	$2,050	−9.2%	$1,676 – $2,048

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Union County that is typically $1,003 to $1,225 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Oregon has a statewide cap on rent increases. 7% plus inflation, never more than 10% in 12 months. 2026: 9.5%. 2027: 10%. Calculate the maximum increase for Oregon →

Can local renters afford the fair market rent?

$38,293median income of renter households

$982Median gross rent, all units

31%Rent-to-income ratio (median rent ÷ median renter income)

42%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $38,293 can afford about $957 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,114 is $157 (16.4%) more than that. To rent a two-bedroom at the FMR, a household needs $44,560 a year under the 30% rule, or $40,104 under the common landlord rule that income must be three times the rent.

Union County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$982 ±$47
Median income of renter households	$38,293 ±$5,539
Renters paying 30% or more of income (cost-burdened)	41.6% ±6.6
Renters paying 50% or more (severely cost-burdened)	22.2% ±4.4
Renter households (where the share can be computed)	3,459

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$818	$982	+20.0%
Median renter household income	$35,025	$38,293	+9.3%
Renters paying 30%+ of income	41.3%	41.6%	+0.3 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Union County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $86,100 (FY2025: $82,800, +4.0%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$18,100 +4.0%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$30,150 +4.0%	$34,450 +3.9%	$38,750 +3.9%	$43,050 +4.0%	$46,500 +3.9%	$49,950 +4.0%	$53,400 +4.0%	$56,850 +4.0%
Low income (80%)	$48,250 +4.0%	$55,150 +4.1%	$62,050 +4.0%	$68,900 +4.0%	$74,450 +4.1%	$79,950 +4.0%	$85,450 +4.0%	$90,950 +4.0%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.