Jackson County, OR: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,5392-bedroom FMR, FY2027

$1,2431-bedroom FMR, FY2027

$78,50080% income limit, family of 4 (FY2026)

$98,100Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Jackson County is $1,539 a month, up 0.6% from $1,530 in FY2026. Jackson County belongs to the Medford, OR MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Jackson County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,076	$1,055	+2.0%	$969 – $1,183
1 bedroom	$1,243	$1,229	+1.1%	$1,119 – $1,367
2 bedrooms	$1,539	$1,530	+0.6%	$1,386 – $1,692
3 bedrooms	$2,131	$2,128	+0.1%	$1,918 – $2,344
4 bedrooms	$2,543	$2,514	+1.2%	$2,289 – $2,797

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Jackson County that is typically $1,386 to $1,692 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Oregon has a statewide cap on rent increases. 7% plus inflation, never more than 10% in 12 months. 2026: 9.5%. 2027: 10%. Calculate the maximum increase for Oregon →

Can local renters afford the fair market rent?

$46,613median income of renter households

$1,358Median gross rent, all units

35%Rent-to-income ratio (median rent ÷ median renter income)

56%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $46,613 can afford about $1,165 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,539 is $374 (32.1%) more than that. To rent a two-bedroom at the FMR, a household needs $61,560 a year under the 30% rule, or $55,404 under the common landlord rule that income must be three times the rent.

Jackson County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,358 ±$34
Median income of renter households	$46,613 ±$3,858
Renters paying 30% or more of income (cost-burdened)	55.9% ±2.9
Renters paying 50% or more (severely cost-burdened)	27.2% ±2.1
Renter households (where the share can be computed)	28,818

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$993	$1,358	+36.8%
Median renter household income	$35,502	$46,613	+31.3%
Renters paying 30%+ of income	54.8%	55.9%	+1.1 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,380 to $2,000 depending on the ZIP code.

All 18 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
97497	$950	$1,110	$1,380	$1,920	$2,270
97501	$1,070	$1,240	$1,530	$2,120	$2,530
97502	$1,100	$1,270	$1,570	$2,170	$2,590
97503	$1,050	$1,210	$1,500	$2,080	$2,480
97504	$1,100	$1,280	$1,580	$2,190	$2,610
97520	$1,130	$1,300	$1,610	$2,230	$2,660
97522	$950	$1,110	$1,380	$1,920	$2,270
97524	$1,010	$1,170	$1,450	$2,010	$2,400
97525	$990	$1,140	$1,410	$1,950	$2,330
97526	$950	$1,110	$1,380	$1,920	$2,270
97527	$1,060	$1,170	$1,520	$2,110	$2,310
97530	$1,400	$1,610	$2,000	$2,770	$3,300
97535	$1,000	$1,150	$1,430	$1,980	$2,360
97536	$950	$1,110	$1,380	$1,920	$2,270
97537	$1,030	$1,190	$1,470	$2,040	$2,430
97539	$970	$1,120	$1,390	$1,920	$2,300
97540	$1,210	$1,400	$1,730	$2,400	$2,860
97541	$950	$1,110	$1,380	$1,920	$2,270

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Jackson County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $98,100 (FY2025: $92,400, +6.2%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$20,650 +6.4%	$23,600 +6.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$34,350 +6.2%	$39,250 +6.1%	$44,150 +6.1%	$49,050 +6.2%	$53,000 +6.2%	$56,900 +6.2%	$60,850 +6.2%	$64,750 +6.1%
Low income (80%)	$54,950 +6.2%	$62,800 +6.2%	$70,650 +6.2%	$78,500 +6.2%	$84,800 +6.2%	$91,100 +6.2%	$97,350 +6.2%	$103,650 +6.3%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.