Lane County, OR: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,5462-bedroom FMR, FY2027

$1,1821-bedroom FMR, FY2027

$78,70080% income limit, family of 4 (FY2026)

$96,900Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Lane County is $1,546 a month, down 8.4% from $1,688 in FY2026. Lane County belongs to the Eugene-Springfield, OR MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Lane County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,157	$1,223	−5.4%	$1,042 – $1,272
1 bedroom	$1,182	$1,286	−8.1%	$1,064 – $1,300
2 bedrooms	$1,546	$1,688	−8.4%	$1,392 – $1,700
3 bedrooms	$2,141	$2,348	−8.8%	$1,927 – $2,355
4 bedrooms	$2,584	$2,832	−8.8%	$2,326 – $2,842

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Lane County that is typically $1,392 to $1,700 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Oregon has a statewide cap on rent increases. 7% plus inflation, never more than 10% in 12 months. 2026: 9.5%. 2027: 10%. Calculate the maximum increase for Oregon →

Can local renters afford the fair market rent?

$46,642median income of renter households

$1,355Median gross rent, all units

35%Rent-to-income ratio (median rent ÷ median renter income)

55%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $46,642 can afford about $1,166 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,546 is $380 (32.6%) more than that. To rent a two-bedroom at the FMR, a household needs $61,840 a year under the 30% rule, or $55,656 under the common landlord rule that income must be three times the rent.

Lane County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,355 ±$23
Median income of renter households	$46,642 ±$1,996
Renters paying 30% or more of income (cost-burdened)	54.9% ±2.1
Renters paying 50% or more (severely cost-burdened)	29.8% ±1.7
Renter households (where the share can be computed)	61,103

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$989	$1,355	+37.0%
Median renter household income	$33,282	$46,642	+40.1%
Renters paying 30%+ of income	55.2%	54.9%	−0.3 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,520 to $2,320 depending on the ZIP code.

All 42 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
97324	$1,220	$1,310	$1,650	$2,290	$2,580
97390	$1,110	$1,160	$1,520	$2,120	$2,550
97401	$1,240	$1,260	$1,650	$2,280	$2,760
97402	$1,180	$1,200	$1,570	$2,170	$2,620
97403	$1,210	$1,250	$1,630	$2,270	$2,740
97404	$1,300	$1,320	$1,730	$2,400	$2,890
97405	$1,230	$1,250	$1,640	$2,270	$2,740
97408	$1,480	$1,510	$1,980	$2,740	$3,310
97409	$1,160	$1,180	$1,550	$2,150	$2,590
97412	$1,110	$1,160	$1,520	$2,120	$2,550
97413	$1,160	$1,180	$1,550	$2,150	$2,590
97419	$1,110	$1,160	$1,520	$2,120	$2,550
97424	$1,110	$1,160	$1,520	$2,120	$2,550
97426	$1,110	$1,170	$1,530	$2,130	$2,570
97430	$1,110	$1,160	$1,520	$2,120	$2,550
97431	$1,730	$1,770	$2,310	$3,200	$3,860
97434	$1,110	$1,160	$1,520	$2,120	$2,550
97437	$1,180	$1,200	$1,570	$2,180	$2,630
97438	$1,740	$1,770	$2,320	$3,210	$3,880
97439	$1,110	$1,160	$1,520	$2,120	$2,550
97440	$1,160	$1,180	$1,550	$2,150	$2,590
97446	$1,110	$1,270	$1,550	$2,140	$2,550
97448	$1,220	$1,310	$1,650	$2,290	$2,580
97451	$1,110	$1,160	$1,520	$2,120	$2,550
97452	$1,110	$1,160	$1,520	$2,120	$2,550
97453	$1,110	$1,160	$1,520	$2,120	$2,550
97454	$1,170	$1,230	$1,620	$2,250	$2,700
97455	$1,340	$1,380	$1,810	$2,520	$3,030
97456	$1,350	$1,470	$1,830	$2,540	$3,060
97461	$1,160	$1,180	$1,550	$2,150	$2,590
97463	$1,110	$1,160	$1,520	$2,120	$2,550
97475	$1,160	$1,180	$1,550	$2,150	$2,590
97477	$1,110	$1,160	$1,520	$2,120	$2,550
97478	$1,180	$1,200	$1,570	$2,170	$2,620
97480	$1,110	$1,160	$1,520	$2,120	$2,550
97487	$1,290	$1,310	$1,720	$2,380	$2,870
97488	$1,160	$1,180	$1,550	$2,150	$2,590
97489	$1,180	$1,200	$1,570	$2,170	$2,620
97490	$1,160	$1,180	$1,550	$2,150	$2,590
97492	$1,390	$1,420	$1,860	$2,580	$3,110
97493	$1,110	$1,160	$1,520	$2,120	$2,550
97498	$1,180	$1,190	$1,570	$2,160	$2,620

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Lane County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $96,900 (FY2025: $91,700, +5.7%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$20,650 +7.3%	$23,600 +7.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$34,450 +7.3%	$39,400 +7.4%	$44,300 +7.3%	$49,200 +7.3%	$53,150 +7.3%	$57,100 +7.3%	$61,050 +7.3%	$64,950 +7.3%
Low income (80%)	$55,100 +7.3%	$63,000 +7.3%	$70,850 +7.3%	$78,700 +7.3%	$85,000 +7.3%	$91,300 +7.3%	$97,600 +7.3%	$103,900 +7.3%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.