Josephine County, OR: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,3312-bedroom FMR, FY2027

$1,0171-bedroom FMR, FY2027

$66,90080% income limit, family of 4 (FY2026)

$76,700Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Josephine County is $1,331 a month, down 2.3% from $1,363 in FY2026. Josephine County belongs to the Grants Pass, OR MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Josephine County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$927	$940	−1.4%	$835 – $1,019
1 bedroom	$1,017	$1,039	−2.1%	$916 – $1,118
2 bedrooms	$1,331	$1,363	−2.3%	$1,198 – $1,464
3 bedrooms	$1,843	$1,896	−2.8%	$1,659 – $2,027
4 bedrooms	$2,012	$2,014	−0.1%	$1,811 – $2,213

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Josephine County that is typically $1,198 to $1,464 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Oregon has a statewide cap on rent increases. 7% plus inflation, never more than 10% in 12 months. 2026: 9.5%. 2027: 10%. Calculate the maximum increase for Oregon →

Can local renters afford the fair market rent?

$43,598median income of renter households

$1,194Median gross rent, all units

33%Rent-to-income ratio (median rent ÷ median renter income)

56%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $43,598 can afford about $1,090 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,331 is $241 (22.1%) more than that. To rent a two-bedroom at the FMR, a household needs $53,240 a year under the 30% rule, or $47,916 under the common landlord rule that income must be three times the rent.

Josephine County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,194 ±$51
Median income of renter households	$43,598 ±$4,959
Renters paying 30% or more of income (cost-burdened)	55.9% ±5.9
Renters paying 50% or more (severely cost-burdened)	29.5% ±4.8
Renter households (where the share can be computed)	9,721

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$908	$1,194	+31.5%
Median renter household income	$30,239	$43,598	+44.2%
Renters paying 30%+ of income	58.0%	55.9%	−2.1 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,230 to $2,000 depending on the ZIP code.

All 13 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
97497	$950	$1,110	$1,380	$1,920	$2,270
97523	$980	$1,080	$1,410	$1,950	$2,130
97526	$950	$1,110	$1,380	$1,920	$2,270
97527	$1,060	$1,170	$1,520	$2,110	$2,310
97528	$930	$1,020	$1,330	$1,840	$2,010
97530	$1,400	$1,610	$2,000	$2,770	$3,300
97531	$980	$1,080	$1,410	$1,950	$2,130
97532	$890	$980	$1,270	$1,760	$1,930
97533	$930	$1,020	$1,330	$1,840	$2,010
97534	$930	$1,050	$1,330	$1,840	$2,040
97538	$960	$1,050	$1,370	$1,900	$2,080
97543	$850	$940	$1,230	$1,710	$1,820
97544	$1,160	$1,280	$1,680	$2,340	$2,490

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Josephine County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $76,700 (FY2025: $84,800, −9.6%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$17,600 −1.4%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,200 +1.9%
Very low income (50%)	$29,300 −1.3%	$33,450 −1.5%	$37,650 −1.4%	$41,800 −1.4%	$45,150 −1.4%	$48,500 −1.4%	$51,850 −1.4%	$55,200 −1.4%
Low income (80%)	$46,850 −1.4%	$53,550 −1.4%	$60,250 −1.4%	$66,900 −1.4%	$72,300 −1.4%	$77,650 −1.4%	$83,000 −1.4%	$88,350 −1.4%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.