Morton County, ND: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0672-bedroom FMR, FY2027

$9271-bedroom FMR, FY2027

$90,40080% income limit, family of 4 (FY2026)

$113,000Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Morton County is $1,067 a month, down 9.2% from $1,175 in FY2026. Morton County belongs to the Bismarck, ND MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Morton County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$865	$961	−10.0%	$779 – $951
1 bedroom	$927	$1,030	−10.0%	$835 – $1,019
2 bedrooms	$1,067	$1,175	−9.2%	$961 – $1,173
3 bedrooms	$1,477	$1,634	−9.6%	$1,330 – $1,624
4 bedrooms	$1,696	$1,884	−10.0%	$1,527 – $1,865

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Morton County that is typically $961 to $1,173 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$46,825median income of renter households

$1,076Median gross rent, all units

28%Rent-to-income ratio (median rent ÷ median renter income)

44%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $46,825 can afford about $1,171 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,067 is $104 (8.9%) less than that. To rent a two-bedroom at the FMR, a household needs $42,680 a year under the 30% rule, or $38,412 under the common landlord rule that income must be three times the rent.

Morton County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,076 ±$71
Median income of renter households	$46,825 ±$7,382
Renters paying 30% or more of income (cost-burdened)	44.0% ±10.7
Renters paying 50% or more (severely cost-burdened)	26.8% ±9.4
Renter households (where the share can be computed)	3,531

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$861	$1,076	+25.0%
Median renter household income	$45,085	$46,825	+3.9%
Renters paying 30%+ of income	38.5%	44.0%	+5.5 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,060 to $1,380 depending on the ZIP code.

All 29 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
58477	$870	$930	$1,060	$1,480	$1,700
58494	$990	$1,070	$1,220	$1,700	$1,950
58501	$870	$930	$1,060	$1,480	$1,700
58502	$870	$930	$1,060	$1,480	$1,700
58503	$970	$1,040	$1,180	$1,640	$1,890
58504	$870	$930	$1,060	$1,480	$1,700
58505	$870	$930	$1,060	$1,480	$1,700
58506	$870	$930	$1,060	$1,480	$1,700
58507	$870	$930	$1,060	$1,480	$1,700
58520	$870	$930	$1,060	$1,480	$1,700
58521	$870	$930	$1,060	$1,480	$1,700
58523	$1,050	$1,050	$1,380	$1,800	$1,820
58524	$870	$930	$1,060	$1,480	$1,700
58530	$870	$930	$1,060	$1,480	$1,700
58532	$870	$930	$1,060	$1,480	$1,700
58535	$870	$930	$1,080	$1,490	$1,700
58545	$920	$930	$1,200	$1,580	$1,700
58554	$880	$940	$1,100	$1,520	$1,720
58558	$870	$930	$1,070	$1,480	$1,710
58560	$870	$930	$1,060	$1,480	$1,700
58563	$870	$930	$1,060	$1,480	$1,700
58566	$870	$930	$1,090	$1,510	$1,710
58569	$870	$930	$1,060	$1,480	$1,700
58570	$870	$930	$1,100	$1,520	$1,810
58571	$880	$930	$1,090	$1,480	$1,700
58572	$870	$930	$1,060	$1,480	$1,700
58579	$870	$930	$1,060	$1,480	$1,700
58631	$870	$930	$1,060	$1,480	$1,700
58638	$870	$930	$1,060	$1,480	$1,700

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Morton County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $113,000 (FY2025: $128,200, −11.9%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$23,750 −4.6%	$27,150 −4.6%	$30,550 −4.5%	$33,900 −4.6%	$38,680 +0.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$39,550 −4.7%	$45,200 −4.6%	$50,850 −4.7%	$56,500 −4.6%	$61,050 −4.6%	$65,550 −4.7%	$70,100 −4.6%	$74,600 −4.7%
Low income (80%)	$63,300 −4.7%	$72,350 −4.6%	$81,400 −4.6%	$90,400 −4.6%	$97,650 −4.6%	$104,900 −4.6%	$112,100 −4.7%	$119,350 −4.6%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.