Divide County, ND: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,8582-bedroom FMR, FY2027

$1,4611-bedroom FMR, FY2027

$97,10080% income limit, family of 4 (FY2026)

$121,400Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Divide County is $1,858 a month, up 21.1% from $1,534 in FY2026. Divide County belongs to the Divide County, ND FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Divide County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,452	$1,225	+18.5%	$1,307 – $1,597
1 bedroom	$1,461	$1,233	+18.5%	$1,315 – $1,607
2 bedrooms	$1,858	$1,534	+21.1%	$1,673 – $2,043
3 bedrooms	$2,214	$1,839	+20.4%	$1,993 – $2,435
4 bedrooms	$3,106	$2,573	+20.7%	$2,796 – $3,416

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Divide County that is typically $1,673 to $2,043 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$60,221median income of renter households (low reliability)

$1,105Median gross rent, all units

22%Rent-to-income ratio (median rent ÷ median renter income)

17%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $60,221 can afford about $1,506 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,858 is $352 (23.4%) more than that. To rent a two-bedroom at the FMR, a household needs $74,320 a year under the 30% rule, or $66,888 under the common landlord rule that income must be three times the rent.

Divide County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,105 ±$237
Median income of renter households	$60,221 ±$43,020
Renters paying 30% or more of income (cost-burdened)	17.2% ±17.3
Renters paying 50% or more (severely cost-burdened)	16.6% ±14.8
Renter households (where the share can be computed)	157

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$711	$1,105	+55.4%
Median renter household income	$45,417	$60,221	+32.6%
Renters paying 30%+ of income	19.0%	17.2%	−1.8 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Divide County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $121,400 (FY2025: $118,600, +2.4%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$25,500 +2.2%	$29,150 +2.3%	$32,800 +2.3%	$36,400 +2.2%	$39,350 +2.3%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$42,500 +2.3%	$48,600 +2.4%	$54,650 +2.3%	$60,700 +2.4%	$65,600 +2.4%	$70,450 +2.4%	$75,300 +2.4%	$80,150 +2.4%
Low income (80%)	$68,000 +2.3%	$77,700 +2.3%	$87,400 +2.3%	$97,100 +2.3%	$104,900 +2.3%	$112,650 +2.3%	$120,450 +2.3%	$128,200 +2.3%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.