Bonner County, ID: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,3282-bedroom FMR, FY2027

$1,0151-bedroom FMR, FY2027

$70,40080% income limit, family of 4 (FY2026)

$84,300Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Bonner County is $1,328 a month, up 5.6% from $1,257 in FY2026. Bonner County belongs to the Bonner County, ID FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Bonner County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,009	$952	+6.0%	$909 – $1,109
1 bedroom	$1,015	$958	+5.9%	$914 – $1,116
2 bedrooms	$1,328	$1,257	+5.6%	$1,196 – $1,460
3 bedrooms	$1,839	$1,748	+5.2%	$1,656 – $2,022
4 bedrooms	$2,191	$1,903	+15.1%	$1,972 – $2,410

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Bonner County that is typically $1,196 to $1,460 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$51,012median income of renter households

$1,122Median gross rent, all units

26%Rent-to-income ratio (median rent ÷ median renter income)

45%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $51,012 can afford about $1,275 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,328 is $53 (4.1%) more than that. To rent a two-bedroom at the FMR, a household needs $53,120 a year under the 30% rule, or $47,808 under the common landlord rule that income must be three times the rent.

Bonner County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,122 ±$85
Median income of renter households	$51,012 ±$3,900
Renters paying 30% or more of income (cost-burdened)	45.2% ±6.3
Renters paying 50% or more (severely cost-burdened)	19.8% ±4.5
Renter households (where the share can be computed)	3,969

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$853	$1,122	+31.5%
Median renter household income	$31,009	$51,012	+64.5%
Renters paying 30%+ of income	46.6%	45.2%	−1.4 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Bonner County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $84,300 (FY2025: $84,100, +0.2%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$18,500 +1.6%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$30,800 +1.5%	$35,200 +1.6%	$39,600 +1.5%	$44,000 +1.6%	$47,550 +1.6%	$51,050 +1.6%	$54,600 +1.7%	$58,100 +1.6%
Low income (80%)	$49,300 +1.5%	$56,350 +1.6%	$63,400 +1.6%	$70,400 +1.6%	$76,050 +1.6%	$81,700 +1.6%	$87,300 +1.6%	$92,950 +1.6%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.