Bannock County, ID: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,2512-bedroom FMR, FY2027

$9561-bedroom FMR, FY2027

$80,65080% income limit, family of 4 (FY2026)

$100,800Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Bannock County is $1,251 a month, up 6.6% from $1,173 in FY2026. Bannock County belongs to the Pocatello, ID MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Bannock County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$871	$809	+7.7%	$784 – $958
1 bedroom	$956	$894	+6.9%	$861 – $1,051
2 bedrooms	$1,251	$1,173	+6.6%	$1,126 – $1,376
3 bedrooms	$1,732	$1,631	+6.2%	$1,559 – $1,905
4 bedrooms	$2,091	$1,968	+6.3%	$1,882 – $2,300

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Bannock County that is typically $1,126 to $1,376 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$37,939median income of renter households

$960Median gross rent, all units

30%Rent-to-income ratio (median rent ÷ median renter income)

48%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $37,939 can afford about $948 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,251 is $303 (31.9%) more than that. To rent a two-bedroom at the FMR, a household needs $50,040 a year under the 30% rule, or $45,036 under the common landlord rule that income must be three times the rent.

Bannock County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$960 ±$32
Median income of renter households	$37,939 ±$2,300
Renters paying 30% or more of income (cost-burdened)	48.1% ±4.6
Renters paying 50% or more (severely cost-burdened)	24.8% ±3.6
Renter households (where the share can be computed)	9,756

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$691	$960	+38.9%
Median renter household income	$29,008	$37,939	+30.8%
Renters paying 30%+ of income	44.1%	48.1%	+4.0 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,060 to $1,510 depending on the ZIP code.

All 13 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
83201	$840	$920	$1,200	$1,660	$2,010
83202	$920	$1,010	$1,320	$1,830	$2,210
83203	$920	$1,010	$1,320	$1,830	$2,210
83204	$750	$820	$1,080	$1,490	$1,800
83205	$870	$960	$1,250	$1,730	$2,090
83206	$870	$960	$1,250	$1,730	$2,090
83209	$730	$810	$1,060	$1,470	$1,780
83214	$940	$1,010	$1,310	$1,810	$2,180
83234	$1,000	$1,100	$1,440	$1,990	$2,410
83245	$1,050	$1,150	$1,510	$2,090	$2,520
83246	$800	$880	$1,150	$1,590	$1,920
83250	$950	$1,040	$1,360	$1,880	$2,270
83281	$900	$950	$1,240	$1,720	$2,080

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Bannock County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $100,800 (FY2025: $98,100, +2.8%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$21,200 +8.7%	$24,200 +8.8%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$35,300 +8.8%	$40,350 +8.9%	$45,400 +8.9%	$50,400 +8.7%	$54,450 +8.8%	$58,500 +8.8%	$62,500 +8.7%	$66,550 +8.7%
Low income (80%)	$56,500 +8.8%	$64,550 +8.8%	$72,600 +8.8%	$80,650 +8.8%	$87,150 +8.8%	$93,600 +8.8%	$100,050 +8.8%	$106,500 +8.8%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.