Isabela Municipio, PR: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$6132-bedroom FMR, FY2027

$5071-bedroom FMR, FY2027

$26,90080% income limit, family of 4 (FY2026)

$33,600Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Isabela Municipio is $613 a month, up 8.7% from $564 in FY2026. Isabela Municipio belongs to the Aguadilla, PR MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Isabela Municipio by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$504	$480	+5.0%	$454 – $554
1 bedroom	$507	$482	+5.2%	$457 – $557
2 bedrooms	$613	$564	+8.7%	$552 – $674
3 bedrooms	$731	$680	+7.5%	$658 – $804
4 bedrooms	$820	$756	+8.5%	$738 – $902

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Isabela Municipio that is typically $552 to $674 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$16,079median income of renter households

$582Median gross rent, all units

43%Rent-to-income ratio (median rent ÷ median renter income)

52%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $16,079 can afford about $402 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $613 is $211 (52.5%) more than that. To rent a two-bedroom at the FMR, a household needs $24,520 a year under the 30% rule, or $22,068 under the common landlord rule that income must be three times the rent.

Isabela Municipio, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$582 ±$34
Median income of renter households	$16,079 ±$1,969
Renters paying 30% or more of income (cost-burdened)	51.6% ±1.8
Renters paying 50% or more (severely cost-burdened)	28.7% ±6.8
Renter households (where the share can be computed)	2,213

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$456	$582	+27.6%
Median renter household income	$10,432	$16,079	+54.1%
Renters paying 30%+ of income	53.3%	51.6%	−1.7 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $520 to $700 depending on the ZIP code.

All 14 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
00602	$460	$460	$560	$670	$750
00603	$550	$550	$670	$800	$900
00604	$550	$550	$670	$800	$900
00605	$550	$550	$670	$800	$900
00610	$550	$550	$670	$800	$900
00662	$500	$500	$610	$730	$820
00669	$460	$480	$520	$700	$750
00670	$460	$470	$520	$700	$740
00676	$470	$470	$570	$680	$760
00677	$580	$580	$700	$840	$940
00678	$490	$500	$580	$790	$890
00680	$510	$530	$580	$720	$900
00685	$480	$490	$590	$700	$790
00690	$530	$540	$650	$780	$870

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Isabela Municipio (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $33,600 (FY2025: $31,000, +8.4%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$11,800 +3.1%	$13,450 +3.1%	$15,150 +3.1%	$16,800 +3.1%	$18,150 +2.8%	$19,500 +2.9%	$20,850 +3.0%	$22,200 +3.0%
Very low income (50%)	$11,800 +3.1%	$13,450 +3.1%	$15,150 +3.1%	$16,800 +3.1%	$18,150 +2.8%	$19,500 +2.9%	$20,850 +3.0%	$22,200 +3.0%
Low income (80%)	$18,850 +3.0%	$21,550 +3.1%	$24,250 +3.2%	$26,900 +3.1%	$29,100 +3.2%	$31,250 +3.1%	$33,400 +3.1%	$35,550 +3.0%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.