Ciales Municipio, PR: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$5212-bedroom FMR, FY2027

$4671-bedroom FMR, FY2027

$24,30080% income limit, family of 4 (FY2026)

$30,400Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Ciales Municipio is $521 a month, up 5.7% from $493 in FY2026. Ciales Municipio belongs to the Barranquitas-Aibonito, PR HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Ciales Municipio by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$450	$429	+4.9%	$405 – $495
1 bedroom	$467	$433	+7.9%	$421 – $513
2 bedrooms	$521	$493	+5.7%	$469 – $573
3 bedrooms	$681	$621	+9.7%	$613 – $749
4 bedrooms	$726	$704	+3.1%	$654 – $798

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Ciales Municipio that is typically $469 to $573 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$15,561median income of renter households

$431Median gross rent, all units

33%Rent-to-income ratio (median rent ÷ median renter income)

49%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $15,561 can afford about $389 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $521 is $132 (33.9%) more than that. To rent a two-bedroom at the FMR, a household needs $20,840 a year under the 30% rule, or $18,756 under the common landlord rule that income must be three times the rent.

Ciales Municipio, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$431 ±$60
Median income of renter households	$15,561 ±$3,564
Renters paying 30% or more of income (cost-burdened)	48.7% ±1.5
Renters paying 50% or more (severely cost-burdened)	13.2% ±6.9
Renter households (where the share can be computed)	926

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$378	$431	+14.0%
Median renter household income	$10,865	$15,561	+43.2%
Renters paying 30%+ of income	47.4%	48.7%	+1.3 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $520 to $670 depending on the ZIP code.

All 10 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
00638	$510	$520	$600	$790	$950
00650	$560	$570	$670	$870	$1,040
00705	$480	$490	$550	$720	$770
00719	$510	$520	$600	$790	$950
00720	$450	$470	$520	$680	$790
00766	$480	$500	$540	$750	$840
00782	$510	$520	$600	$790	$950
00783	$510	$520	$600	$790	$950
00786	$470	$480	$550	$730	$800
00794	$510	$520	$600	$790	$950

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Ciales Municipio (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $30,400 (FY2025: $28,000, +8.6%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$10,650 +6.0%	$12,200 +6.1%	$13,700 +5.8%	$15,200 +5.9%	$16,450 +6.1%	$17,650 +6.0%	$18,850 +5.9%	$20,100 +6.1%
Very low income (50%)	$10,650 +6.0%	$12,200 +6.1%	$13,700 +5.8%	$15,200 +5.9%	$16,450 +6.1%	$17,650 +6.0%	$18,850 +5.9%	$20,100 +6.1%
Low income (80%)	$17,050 +5.9%	$19,450 +5.7%	$21,900 +5.8%	$24,300 +5.9%	$26,250 +5.8%	$28,200 +5.8%	$30,150 +5.8%	$32,100 +5.9%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.