Arecibo Municipio, PR: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$5592-bedroom FMR, FY2027

$4841-bedroom FMR, FY2027

$26,15080% income limit, family of 4 (FY2026)

$32,700Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Arecibo Municipio is $559 a month, up 9.6% from $510 in FY2026. Arecibo Municipio belongs to the Arecibo, PR MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Arecibo Municipio by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$482	$437	+10.3%	$434 – $530
1 bedroom	$484	$440	+10.0%	$436 – $532
2 bedrooms	$559	$510	+9.6%	$504 – $614
3 bedrooms	$774	$699	+10.7%	$697 – $851
4 bedrooms	$869	$787	+10.4%	$783 – $955

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Arecibo Municipio that is typically $504 to $614 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$14,388median income of renter households

$531Median gross rent, all units

44%Rent-to-income ratio (median rent ÷ median renter income)

40%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $14,388 can afford about $360 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $559 is $199 (55.4%) more than that. To rent a two-bedroom at the FMR, a household needs $22,360 a year under the 30% rule, or $20,124 under the common landlord rule that income must be three times the rent.

Arecibo Municipio, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$531 ±$27
Median income of renter households	$14,388 ±$2,174
Renters paying 30% or more of income (cost-burdened)	40.2% ±10.9
Renters paying 50% or more (severely cost-burdened)	23.0% ±1.8
Renter households (where the share can be computed)	5,119

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$411	$531	+29.2%
Median renter household income	$10,097	$14,388	+42.5%
Renters paying 30%+ of income	53.5%	40.2%	−13.3 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $540 to $690 depending on the ZIP code.

All 11 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
00612	$510	$520	$600	$790	$950
00613	$470	$470	$540	$750	$840
00614	$470	$470	$540	$750	$840
00616	$510	$510	$590	$820	$920
00627	$480	$490	$560	$780	$870
00650	$560	$570	$670	$870	$1,040
00652	$590	$600	$690	$960	$1,070
00659	$500	$500	$580	$800	$900
00662	$500	$500	$610	$730	$820
00678	$490	$500	$580	$790	$890
00688	$480	$490	$560	$780	$870

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Arecibo Municipio (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $32,700 (FY2025: $38,200, −14.4%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$11,450 −4.2%	$13,100 −4.0%	$14,750 −3.9%	$16,350 −4.1%	$17,700 −4.1%	$19,000 −4.0%	$20,300 −4.0%	$21,600 −4.2%
Very low income (50%)	$11,450 −4.2%	$13,100 −4.0%	$14,750 −3.9%	$16,350 −4.1%	$17,700 −4.1%	$19,000 −4.0%	$20,300 −4.0%	$21,600 −4.2%
Low income (80%)	$18,350 −4.2%	$20,950 −4.1%	$23,550 −4.3%	$26,150 −4.2%	$28,250 −4.2%	$30,350 −4.3%	$32,450 −4.3%	$34,550 −4.2%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.