Suffolk County, NY: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$2,6892-bedroom FMR, FY2027

$2,2851-bedroom FMR, FY2027

$128,10080% income limit, family of 4 (FY2026)

$164,300Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Suffolk County is $2,689 a month, down 2.1% from $2,747 in FY2026. Suffolk County belongs to the Nassau-Suffolk, NY HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Suffolk County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,964	$1,992	−1.4%	$1,768 – $2,160
1 bedroom	$2,285	$2,379	−4.0%	$2,057 – $2,513
2 bedrooms	$2,689	$2,747	−2.1%	$2,421 – $2,957
3 bedrooms	$3,458	$3,563	−2.9%	$3,113 – $3,803
4 bedrooms	$3,671	$3,768	−2.6%	$3,304 – $4,038

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Suffolk County that is typically $2,421 to $2,957 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$72,488median income of renter households

$2,255Median gross rent, all units

37%Rent-to-income ratio (median rent ÷ median renter income)

59%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $72,488 can afford about $1,812 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $2,689 is $877 (48.4%) more than that. To rent a two-bedroom at the FMR, a household needs $107,560 a year under the 30% rule, or $96,804 under the common landlord rule that income must be three times the rent.

Suffolk County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$2,255 ±$27
Median income of renter households	$72,488 ±$2,196
Renters paying 30% or more of income (cost-burdened)	58.8% ±1.3
Renters paying 50% or more (severely cost-burdened)	33.3% ±1.4
Renter households (where the share can be computed)	84,366

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$1,742	$2,255	+29.4%
Median renter household income	$53,128	$72,488	+36.4%
Renters paying 30%+ of income	59.0%	58.8%	−0.2 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $2,480 to $4,030 depending on the ZIP code.

All 190 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
06390	$1,950	$2,270	$2,670	$3,430	$3,650
11001	$2,280	$2,390	$2,690	$3,450	$3,680
11002	$1,980	$2,300	$2,710	$3,490	$3,700
11003	$2,000	$2,330	$2,740	$3,520	$3,740
11004	$2,710	$2,860	$3,110	$3,940	$4,310
11005	$3,050	$3,210	$3,490	$4,420	$4,840
11010	$1,860	$2,160	$2,540	$3,270	$3,470
11020	$2,450	$2,860	$3,360	$4,320	$4,590
11021	$1,880	$2,180	$2,570	$3,310	$3,510
11022	$1,980	$2,300	$2,710	$3,490	$3,700
11023	$2,040	$2,370	$2,790	$3,590	$3,810
11024	$2,350	$2,740	$3,220	$4,140	$4,400
11030	$1,970	$2,350	$2,710	$3,510	$3,720
11040	$2,280	$2,500	$2,920	$3,760	$4,000
11042	$2,370	$2,700	$3,130	$4,020	$4,290
11050	$2,240	$2,600	$3,060	$3,940	$4,180
11096	$1,800	$2,150	$2,480	$3,210	$3,400
11363	$3,080	$3,240	$3,530	$4,470	$4,900
11501	$2,000	$2,330	$2,740	$3,520	$3,740
11507	$2,370	$2,750	$3,240	$4,170	$4,420
11509	$1,970	$2,390	$2,760	$3,570	$3,820
11510	$1,800	$2,150	$2,480	$3,210	$3,400
11514	$2,020	$2,350	$2,760	$3,550	$3,770
11516	$1,900	$2,210	$2,600	$3,340	$3,550
11518	$2,010	$2,340	$2,750	$3,540	$3,750
11520	$1,800	$2,150	$2,480	$3,210	$3,400
11530	$2,250	$2,730	$3,150	$4,080	$4,380
11531	$1,980	$2,300	$2,710	$3,490	$3,700
11542	$2,070	$2,410	$2,840	$3,650	$3,880
11545	$1,940	$2,260	$2,660	$3,420	$3,630
11547	$1,800	$2,150	$2,480	$3,210	$3,400
11548	$2,180	$2,640	$3,050	$3,950	$4,230
11549	$1,970	$2,290	$2,700	$3,470	$3,690
11550	$1,800	$2,150	$2,480	$3,210	$3,400
11551	$1,980	$2,300	$2,710	$3,490	$3,700
11552	$2,500	$2,910	$3,420	$4,400	$4,670
11553	$1,970	$2,290	$2,700	$3,470	$3,690
11554	$2,400	$2,800	$3,290	$4,230	$4,490
11556	$1,980	$2,300	$2,710	$3,490	$3,700
11557	$2,070	$2,410	$2,830	$3,640	$3,860
11558	$2,040	$2,370	$2,790	$3,590	$3,810
11559	$2,280	$2,390	$2,620	$3,280	$3,570
11560	$2,290	$2,670	$3,140	$4,040	$4,290
11561	$2,190	$2,550	$3,000	$3,860	$4,100
11563	$1,910	$2,230	$2,620	$3,370	$3,580
11565	$1,800	$2,150	$2,480	$3,210	$3,400
11566	$2,450	$2,850	$3,350	$4,310	$4,570
11568	$2,020	$2,340	$2,760	$3,550	$3,770
11569	$2,190	$2,550	$3,000	$3,860	$4,100
11570	$1,800	$2,150	$2,480	$3,210	$3,400
11571	$1,980	$2,300	$2,710	$3,490	$3,700
11572	$1,930	$2,240	$2,640	$3,400	$3,600
11575	$2,260	$2,630	$3,090	$3,970	$4,220
11576	$2,070	$2,400	$2,830	$3,640	$3,860
11577	$2,110	$2,440	$2,880	$3,700	$3,930
11579	$2,010	$2,340	$2,750	$3,540	$3,750
11580	$2,280	$2,390	$2,620	$3,280	$3,570
11581	$1,870	$2,180	$2,560	$3,290	$3,490
11582	$1,980	$2,300	$2,710	$3,490	$3,700
11590	$2,000	$2,330	$2,740	$3,520	$3,740
11596	$1,830	$2,150	$2,500	$3,220	$3,410
11598	$2,250	$2,620	$3,080	$3,960	$4,200
11691	$2,630	$2,770	$3,010	$3,810	$4,170
11701	$1,960	$2,280	$2,680	$3,450	$3,660
11702	$2,060	$2,400	$2,820	$3,630	$3,850
11703	$1,850	$2,150	$2,530	$3,250	$3,450
11704	$1,880	$2,190	$2,580	$3,320	$3,520
11705	$2,020	$2,350	$2,760	$3,550	$3,770
11706	$1,800	$2,150	$2,480	$3,210	$3,400
11709	$1,800	$2,150	$2,480	$3,210	$3,400
11710	$2,190	$2,550	$3,000	$3,860	$4,100
11713	$2,570	$2,990	$3,520	$4,530	$4,810
11714	$2,020	$2,350	$2,770	$3,560	$3,780
11715	$2,020	$2,350	$2,760	$3,550	$3,770
11716	$2,140	$2,490	$2,930	$3,770	$4,000
11717	$1,800	$2,150	$2,480	$3,210	$3,400
11718	$1,800	$2,150	$2,480	$3,210	$3,400
11719	$2,210	$2,570	$3,020	$3,880	$4,120
11720	$1,880	$2,190	$2,580	$3,320	$3,520
11721	$2,800	$3,260	$3,840	$4,940	$5,240
11722	$2,020	$2,350	$2,760	$3,550	$3,770
11724	$2,330	$2,700	$3,180	$4,090	$4,340
11725	$2,150	$2,510	$2,950	$3,790	$4,030
11726	$1,800	$2,150	$2,480	$3,210	$3,400
11727	$2,200	$2,560	$3,010	$3,870	$4,110
11729	$1,800	$2,150	$2,480	$3,210	$3,400
11730	$2,210	$2,570	$3,030	$3,900	$4,140
11731	$2,000	$2,330	$2,740	$3,520	$3,740
11732	$2,560	$2,970	$3,500	$4,500	$4,780
11733	$2,100	$2,440	$2,870	$3,690	$3,920
11735	$1,970	$2,290	$2,700	$3,470	$3,690
11738	$2,420	$2,810	$3,310	$4,260	$4,520
11739	$2,140	$2,490	$2,930	$3,770	$4,000
11740	$1,940	$2,250	$2,650	$3,410	$3,620
11741	$2,100	$2,440	$2,870	$3,690	$3,920
11742	$1,990	$2,320	$2,730	$3,510	$3,730
11743	$2,150	$2,500	$2,940	$3,780	$4,010
11746	$1,810	$2,150	$2,480	$3,210	$3,400
11747	$2,440	$2,910	$3,360	$4,360	$4,610
11749	$1,800	$2,150	$2,480	$3,210	$3,400
11751	$1,980	$2,300	$2,710	$3,490	$3,700
11752	$2,150	$2,510	$2,950	$3,790	$4,030
11753	$2,130	$2,470	$2,910	$3,740	$3,970
11754	$1,800	$2,150	$2,480	$3,210	$3,400
11755	$2,000	$2,330	$2,740	$3,520	$3,740
11756	$2,130	$2,480	$2,920	$3,760	$3,990
11757	$1,800	$2,150	$2,480	$3,210	$3,400
11758	$2,020	$2,350	$2,770	$3,560	$3,780
11762	$2,020	$2,430	$2,800	$3,630	$3,890
11763	$2,110	$2,460	$2,890	$3,720	$3,950
11764	$2,270	$2,650	$3,120	$4,010	$4,260
11765	$2,010	$2,350	$2,760	$3,570	$3,870
11766	$2,810	$3,270	$3,850	$4,950	$5,260
11767	$1,910	$2,220	$2,610	$3,360	$3,560
11768	$2,020	$2,350	$2,770	$3,560	$3,780
11769	$2,020	$2,350	$2,760	$3,550	$3,770
11770	$1,800	$2,150	$2,480	$3,210	$3,400
11771	$1,800	$2,150	$2,480	$3,210	$3,400
11772	$1,860	$2,160	$2,540	$3,270	$3,470
11773	$1,980	$2,300	$2,710	$3,490	$3,700
11776	$1,970	$2,290	$2,700	$3,470	$3,690
11777	$2,020	$2,350	$2,760	$3,550	$3,770
11778	$1,800	$2,150	$2,480	$3,210	$3,400
11779	$1,910	$2,220	$2,610	$3,360	$3,560
11780	$1,960	$2,290	$2,690	$3,460	$3,670
11782	$2,040	$2,370	$2,790	$3,590	$3,810
11783	$2,340	$2,720	$3,200	$4,120	$4,370
11784	$1,980	$2,300	$2,710	$3,490	$3,700
11786	$2,240	$2,670	$3,080	$4,000	$4,230
11787	$2,330	$2,710	$3,190	$4,100	$4,360
11788	$2,270	$2,640	$3,110	$4,000	$4,250
11789	$2,530	$2,950	$3,470	$4,460	$4,740
11790	$2,440	$2,840	$3,340	$4,300	$4,560
11791	$2,940	$3,420	$4,030	$5,180	$5,500
11792	$2,460	$2,940	$3,390	$4,400	$4,650
11793	$2,080	$2,420	$2,850	$3,670	$3,890
11794	$2,440	$2,840	$3,340	$4,300	$4,560
11795	$2,270	$2,640	$3,110	$4,000	$4,250
11796	$2,150	$2,510	$2,950	$3,790	$4,030
11797	$2,860	$3,330	$3,920	$5,040	$5,350
11798	$1,920	$2,230	$2,630	$3,380	$3,590
11801	$2,580	$3,000	$3,530	$4,540	$4,820
11802	$1,980	$2,300	$2,710	$3,490	$3,700
11803	$2,640	$3,070	$3,610	$4,640	$4,930
11804	$2,210	$2,570	$3,030	$3,890	$4,130
11901	$1,880	$2,180	$2,570	$3,310	$3,510
11930	$2,390	$2,780	$3,270	$4,210	$4,470
11931	$1,880	$2,180	$2,570	$3,310	$3,510
11932	$1,950	$2,270	$2,670	$3,430	$3,650
11933	$1,820	$2,170	$2,510	$3,250	$3,430
11934	$1,830	$2,150	$2,500	$3,220	$3,410
11935	$1,880	$2,180	$2,570	$3,310	$3,510
11937	$2,520	$2,930	$3,450	$4,440	$4,710
11939	$2,150	$2,510	$2,950	$3,790	$4,030
11940	$1,970	$2,290	$2,700	$3,470	$3,690
11941	$1,940	$2,250	$2,650	$3,410	$3,620
11942	$1,800	$2,150	$2,480	$3,210	$3,400
11944	$1,810	$2,150	$2,480	$3,210	$3,400
11946	$2,100	$2,450	$2,880	$3,700	$3,930
11947	$1,880	$2,180	$2,570	$3,310	$3,510
11948	$1,950	$2,270	$2,670	$3,430	$3,650
11949	$1,910	$2,220	$2,610	$3,360	$3,560
11950	$1,800	$2,150	$2,480	$3,210	$3,400
11951	$1,990	$2,310	$2,720	$3,500	$3,710
11952	$1,880	$2,180	$2,570	$3,310	$3,510
11953	$1,830	$2,150	$2,510	$3,230	$3,430
11954	$2,160	$2,520	$2,960	$3,810	$4,040
11955	$1,990	$2,310	$2,720	$3,500	$3,710
11956	$1,880	$2,180	$2,570	$3,310	$3,510
11957	$2,150	$2,510	$2,950	$3,790	$4,030
11958	$1,920	$2,230	$2,630	$3,380	$3,590
11959	$2,780	$3,230	$3,800	$4,890	$5,190
11960	$1,950	$2,270	$2,670	$3,430	$3,650
11961	$1,800	$2,150	$2,480	$3,210	$3,400
11962	$1,950	$2,270	$2,670	$3,430	$3,650
11963	$2,670	$3,110	$3,660	$4,710	$5,000
11964	$2,630	$3,070	$3,610	$4,650	$4,930
11965	$2,080	$2,420	$2,850	$3,660	$3,890
11967	$1,920	$2,230	$2,630	$3,380	$3,590
11968	$1,910	$2,230	$2,620	$3,370	$3,580
11969	$1,950	$2,270	$2,670	$3,430	$3,650
11970	$1,950	$2,270	$2,670	$3,430	$3,650
11971	$1,950	$2,270	$2,670	$3,430	$3,650
11972	$1,950	$2,270	$2,670	$3,430	$3,650
11973	$1,880	$2,190	$2,580	$3,310	$3,520
11975	$2,530	$2,940	$3,470	$4,460	$4,730
11976	$2,130	$2,490	$2,920	$3,760	$4,000
11977	$1,990	$2,320	$2,730	$3,510	$3,730
11978	$1,890	$2,200	$2,590	$3,330	$3,540
11980	$2,400	$2,790	$3,280	$4,220	$4,480

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Suffolk County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $164,300 (FY2025: $164,900, −0.4%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$34,550 −0.3%	$39,450 −0.4%	$44,400 −0.3%	$49,300 −0.3%	$53,250 −0.4%	$57,200 −0.3%	$61,150 −0.3%	$65,100 −0.3%
Very low income (50%)	$57,550 −0.3%	$65,750 −0.4%	$73,950 −0.4%	$82,150 −0.4%	$88,750 −0.3%	$95,300 −0.4%	$101,900 −0.3%	$108,450 −0.4%
Low income (80%)	$89,700 +6.3%	$102,500 +6.3%	$115,300 +6.3%	$128,100 +6.3%	$138,350 +6.3%	$148,600 +6.3%	$158,850 +6.3%	$169,100 +6.3%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.