Chouteau County, MT: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,3102-bedroom FMR, FY2027

$1,0011-bedroom FMR, FY2027

$72,80080% income limit, family of 4 (FY2026)

$82,400Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Chouteau County is $1,310 a month, up 0.2% from $1,307 in FY2026. Chouteau County belongs to the Chouteau County, MT FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Chouteau County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,001	$980	+2.1%	$901 – $1,101
1 bedroom	$1,001	$996	+0.5%	$901 – $1,101
2 bedrooms	$1,310	$1,307	+0.2%	$1,179 – $1,441
3 bedrooms	$1,814	$1,662	+9.1%	$1,633 – $1,995
4 bedrooms	$1,964	$1,950	+0.7%	$1,768 – $2,160

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Chouteau County that is typically $1,179 to $1,441 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$48,892median income of renter households

$536Median gross rent, all units

13%Rent-to-income ratio (median rent ÷ median renter income)

33%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $48,892 can afford about $1,222 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,310 is $88 (7.2%) more than that. To rent a two-bedroom at the FMR, a household needs $52,400 a year under the 30% rule, or $47,160 under the common landlord rule that income must be three times the rent.

Chouteau County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$536 ±$101
Median income of renter households	$48,892 ±$3,668
Renters paying 30% or more of income (cost-burdened)	32.8% ±9.2
Renters paying 50% or more (severely cost-burdened)	10.4% ±7.1
Renter households (where the share can be computed)	415

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$384	$536	+39.6%
Median renter household income	$29,122	$48,892	+67.9%
Renters paying 30%+ of income	23.3%	32.8%	+9.5 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Chouteau County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $82,400 (FY2025: $89,400, −7.8%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$19,150 +1.9%	$21,850 +1.9%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$31,850 +1.8%	$36,400 +1.7%	$40,950 +1.7%	$45,500 +1.8%	$49,150 +1.8%	$52,800 +1.7%	$56,450 +1.8%	$60,100 +1.8%
Low income (80%)	$51,000 +1.9%	$58,250 +1.8%	$65,550 +1.9%	$72,800 +1.8%	$78,650 +1.8%	$84,450 +1.8%	$90,300 +1.8%	$96,100 +1.8%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.