Ketchikan Gateway Borough, AK: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,7332-bedroom FMR, FY2027

$1,3251-bedroom FMR, FY2027

$101,90080% income limit, family of 4 (FY2026)

$127,400Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Ketchikan Gateway Borough is $1,733 a month, up 6.6% from $1,625 in FY2026. Ketchikan Gateway Borough belongs to the Ketchikan Gateway Borough, AK FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Ketchikan Gateway Borough by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,207	$1,120	+7.8%	$1,087 – $1,327
1 bedroom	$1,325	$1,238	+7.0%	$1,193 – $1,457
2 bedrooms	$1,733	$1,625	+6.6%	$1,560 – $1,906
3 bedrooms	$2,400	$2,260	+6.2%	$2,160 – $2,640
4 bedrooms	$2,897	$2,726	+6.3%	$2,608 – $3,186

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Ketchikan Gateway Borough that is typically $1,560 to $1,906 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$59,654median income of renter households

$1,505Median gross rent, all units

30%Rent-to-income ratio (median rent ÷ median renter income)

49%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $59,654 can afford about $1,491 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,733 is $242 (16.2%) more than that. To rent a two-bedroom at the FMR, a household needs $69,320 a year under the 30% rule, or $62,388 under the common landlord rule that income must be three times the rent.

Ketchikan Gateway Borough, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,505 ±$94
Median income of renter households	$59,654 ±$7,688
Renters paying 30% or more of income (cost-burdened)	49.0% ±7.0
Renters paying 50% or more (severely cost-burdened)	21.4% ±4.8
Renter households (where the share can be computed)	1,668

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$1,169	$1,505	+28.7%
Median renter household income	$44,240	$59,654	+34.8%
Renters paying 30%+ of income	52.0%	49.0%	−3.0 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Ketchikan Gateway Borough (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $127,400 (FY2025: $119,300, +6.8%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$26,750 +6.6%	$30,600 +6.8%	$34,400 +3.3%	$41,250 +2.6%	$48,350 +2.7%	$55,450 +2.8%	$62,550 +2.8%	$69,650 +2.9%
Very low income (50%)	$44,600 +6.7%	$51,000 +6.8%	$57,350 +6.8%	$63,700 +6.8%	$68,800 +6.7%	$73,900 +6.8%	$79,000 +6.8%	$84,100 +6.8%
Low income (80%)	$71,350 +6.7%	$81,550 +6.7%	$91,750 +6.7%	$101,900 +6.8%	$110,100 +6.8%	$118,250 +6.8%	$126,400 +6.8%	$134,550 +6.8%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.