De Baca County, NM: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0142-bedroom FMR, FY2027

$8331-bedroom FMR, FY2027

$71,60080% income limit, family of 4 (FY2026)

$89,500Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in De Baca County is $1,014 a month, up 4.2% from $973 in FY2026. De Baca County belongs to the De Baca County, NM FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in De Baca County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$807	$723	+11.6%	$727 – $887
1 bedroom	$833	$798	+4.4%	$750 – $916
2 bedrooms	$1,014	$973	+4.2%	$913 – $1,115
3 bedrooms	$1,388	$1,167	+18.9%	$1,250 – $1,526
4 bedrooms	$1,590	$1,569	+1.3%	$1,431 – $1,749

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in De Baca County that is typically $913 to $1,115 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$25,620median income of renter households

$387Median gross rent, all units (low reliability)

18%Rent-to-income ratio (median rent ÷ median renter income)

At the 30% rule, a renter household earning the local median of $25,620 can afford about $641 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,014 is $374 (58.3%) more than that. To rent a two-bedroom at the FMR, a household needs $40,560 a year under the 30% rule, or $36,504 under the common landlord rule that income must be three times the rent.

De Baca County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$387 ±$359
Median income of renter households	$25,620 ±$6,087
Rent burden	too few renter households for a reliable share

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$676	$387	−42.8%
Median renter household income	$30,750	$25,620	−16.7%

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for De Baca County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $89,500 (FY2025: $88,500, +1.1%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$18,800 +9.3%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +3.1%
Very low income (50%)	$31,350 +9.4%	$35,800 +9.3%	$40,300 +9.4%	$44,750 +9.3%	$48,350 +9.4%	$51,950 +9.4%	$55,500 +9.4%	$59,100 +9.3%
Low income (80%)	$50,150 +9.4%	$57,300 +9.4%	$64,450 +9.3%	$71,600 +9.4%	$77,350 +9.4%	$83,100 +9.4%	$88,800 +9.4%	$94,550 +9.4%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.