Morgan County, UT: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,5912-bedroom FMR, FY2027

$1,2511-bedroom FMR, FY2027

$94,30080% income limit, family of 4 (FY2026)

$117,900Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Morgan County is $1,591 a month, down 1.4% from $1,614 in FY2026. Morgan County belongs to the Ogden, UT MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Morgan County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,184	$1,208	−2.0%	$1,066 – $1,302
1 bedroom	$1,251	$1,281	−2.3%	$1,126 – $1,376
2 bedrooms	$1,591	$1,614	−1.4%	$1,432 – $1,750
3 bedrooms	$2,132	$2,163	−1.4%	$1,919 – $2,345
4 bedrooms	$2,550	$2,612	−2.4%	$2,295 – $2,805

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Morgan County that is typically $1,432 to $1,750 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$88,630median income of renter households

$1,492Median gross rent, all units

20%Rent-to-income ratio (median rent ÷ median renter income)

23%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $88,630 can afford about $2,216 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,591 is $625 (28.2%) less than that. To rent a two-bedroom at the FMR, a household needs $63,640 a year under the 30% rule, or $57,276 under the common landlord rule that income must be three times the rent.

Morgan County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,492 ±$261
Median income of renter households	$88,630 ±$17,869
Renters paying 30% or more of income (cost-burdened)	23.0% ±20.1
Renters paying 50% or more (severely cost-burdened)	1.2% ±2.3
Renter households (where the share can be computed)	422

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$1,182	$1,492	+26.2%
Median renter household income	$44,477	$88,630	+99.3%
Renters paying 30%+ of income	29.9%	23.0%	−6.9 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,460 to $2,850 depending on the ZIP code.

All 33 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
84010	$1,220	$1,290	$1,640	$2,200	$2,630
84011	$1,270	$1,340	$1,710	$2,290	$2,740
84014	$1,350	$1,430	$1,820	$2,440	$2,920
84015	$1,210	$1,280	$1,630	$2,180	$2,610
84016	$1,270	$1,340	$1,710	$2,290	$2,740
84017	$1,600	$1,700	$1,970	$2,670	$3,150
84018	$1,090	$1,160	$1,460	$1,950	$2,360
84025	$1,330	$1,400	$1,780	$2,390	$2,850
84037	$1,290	$1,360	$1,730	$2,320	$2,770
84040	$1,490	$1,570	$2,000	$2,680	$3,210
84041	$1,160	$1,230	$1,560	$2,090	$2,500
84050	$1,150	$1,210	$1,540	$2,060	$2,470
84054	$1,340	$1,420	$1,800	$2,410	$2,880
84056	$1,410	$1,490	$1,890	$2,530	$3,030
84067	$1,260	$1,330	$1,690	$2,260	$2,710
84075	$1,700	$1,790	$2,280	$3,050	$3,650
84087	$1,430	$1,510	$1,920	$2,570	$3,080
84089	$1,270	$1,340	$1,710	$2,290	$2,740
84098	$2,450	$2,510	$2,850	$3,830	$4,760
84116	$1,140	$1,320	$1,580	$2,100	$2,400
84310	$1,160	$1,240	$1,570	$2,100	$2,520
84315	$1,310	$1,380	$1,750	$2,350	$2,810
84317	$1,120	$1,180	$1,500	$2,010	$2,410
84401	$1,190	$1,260	$1,600	$2,140	$2,560
84402	$1,090	$1,160	$1,460	$1,960	$2,360
84403	$1,090	$1,160	$1,460	$1,950	$2,360
84404	$1,090	$1,160	$1,460	$1,950	$2,360
84405	$1,100	$1,160	$1,480	$1,980	$2,370
84408	$1,090	$1,160	$1,460	$1,950	$2,360
84409	$1,090	$1,160	$1,460	$1,960	$2,360
84412	$1,090	$1,160	$1,460	$1,960	$2,360
84414	$1,210	$1,280	$1,630	$2,180	$2,610
84415	$1,090	$1,160	$1,460	$1,960	$2,360

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Morgan County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $117,900 (FY2025: $123,100, −4.2%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$24,750 −2.4%	$28,300 −2.2%	$31,850 −2.2%	$35,350 −2.2%	$38,680 −0.9%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$41,300 −2.1%	$47,200 −2.1%	$53,100 −2.1%	$58,950 −2.2%	$63,700 −2.2%	$68,400 −2.1%	$73,100 −2.2%	$77,850 −2.1%
Low income (80%)	$66,050 −2.1%	$75,450 −2.2%	$84,900 −2.2%	$94,300 −2.2%	$101,850 −2.2%	$109,400 −2.2%	$116,950 −2.2%	$124,500 −2.2%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.