McKinney, TX: Fair Market Rent by ZIP Code (FY2027)
ZIP-level rents for McKinney in Collin County, effective October 1, 2026.
Data: HUD FY2027 Small Area FMRs (effective October 1, 2026), Census ACS 5-Year 2020–2024. Spot-checked against the official sources on November 5, 2026 (results). Last site change: November 10, 2026 (changelog).
McKinney is in Collin County. HUD sets one Fair Market Rent for the whole Dallas, TX area, $1,807 for two bedrooms in FY2027. Bedroom sizes, Section 8 payment standards and income limits for the county are on the Collin County fair market rent page. This page shows what differs inside McKinney: the ZIP-level rents HUD publishes for metro areas and Census figures for the city itself.
McKinney fair market rent by ZIP code (FY2027)
The two-bedroom Small Area FMR runs from $1,890 (ZIP 75069) to $2,710 (ZIP 75072), 50% above the area FMR. 4 of 4 ZIP codes are above the area figure, 0 below it.
| ZIP | 0 BR | 1 BR | 2 BR | 3 BR | 4 BR | 2 BR vs area FMR |
|---|---|---|---|---|---|---|
| 75069 | $1,560 | $1,610 | $1,890 | $2,380 | $3,030 | +5% |
| 75070 | $1,770 | $1,820 | $2,140 | $2,690 | $3,430 | +18% |
| 75071 | $2,000 | $2,070 | $2,430 | $3,060 | $3,890 | +34% |
| 75072 | $2,240 | $2,300 | $2,710 | $3,410 | $4,340 | +50% |
ZIP codes with at least 30% of their land area inside McKinney (Census 2020 ZIP code tabulation areas). Mail ZIP codes and ZCTAs can differ slightly at the edges.
Source: HUD FY2027 Small Area FMRs (effective October 1, 2026, claims ledger), how SAFMRs work.
Rent in McKinney compared with Collin County
The median gross rent in McKinney is $1,901 a month (±$45), 2% higher than in Collin County as a whole ($1,859). Renter households in McKinney earn a median $75,630 a year (±$4,482), against $77,455 county-wide. The typical rent takes 30% of the typical renter income, and 48% of renters pay 30% or more of their income on rent.
Source: Census Bureau, American Community Survey 5-Year 2020–2024 (tables B25064, B25119, B25070), place and county level.
Section 8 in McKinney
Where the housing authority uses ZIP-level figures, the voucher payment standard is normally 90% to 110% of the ZIP's Small Area FMR: for a two-bedroom unit in McKinney that is about $1,701 to $2,981 depending on the ZIP code. Otherwise the county-wide FMR applies. See payment standards and income limits for Collin County or estimate the tenant share with the Section 8 calculator.