Jersey City, NJ: Fair Market Rent by ZIP Code (FY2027)
ZIP-level rents for Jersey City in Hudson County, effective October 1, 2026.
Data: HUD FY2027 Small Area FMRs (effective October 1, 2026), Census ACS 5-Year 2020–2024. Spot-checked against the official sources on November 5, 2026 (results). Last site change: November 10, 2026 (changelog).
Jersey City is in Hudson County. HUD sets one Fair Market Rent for the whole Jersey City, NJ area, $2,792 for two bedrooms in FY2027. Bedroom sizes, Section 8 payment standards and income limits for the county are on the Hudson County fair market rent page. This page shows what differs inside Jersey City: the ZIP-level rents HUD publishes for metro areas and Census figures for the city itself.
Jersey City fair market rent by ZIP code (FY2027)
The two-bedroom Small Area FMR runs from $2,460 (ZIP 07305) to $4,190 (ZIP 07302, 07310, 07311), 50% above the area FMR. 3 of 7 ZIP codes are above the area figure, 4 below it.
| ZIP | 0 BR | 1 BR | 2 BR | 3 BR | 4 BR | 2 BR vs area FMR |
|---|---|---|---|---|---|---|
| 07302 | $3,690 | $3,770 | $4,190 | $5,090 | $5,970 | +50% |
| 07304 | $2,220 | $2,270 | $2,520 | $3,060 | $3,590 | −10% |
| 07305 | $2,170 | $2,210 | $2,460 | $2,990 | $3,500 | −12% |
| 07306 | $2,290 | $2,340 | $2,600 | $3,160 | $3,700 | −7% |
| 07307 | $2,440 | $2,490 | $2,770 | $3,370 | $3,940 | −1% |
| 07310 | $3,690 | $3,770 | $4,190 | $5,090 | $5,970 | +50% |
| 07311 | $3,690 | $3,770 | $4,190 | $5,090 | $5,970 | +50% |
ZIP codes with at least 30% of their land area inside Jersey City (Census 2020 ZIP code tabulation areas). Mail ZIP codes and ZCTAs can differ slightly at the edges.
Source: HUD FY2027 Small Area FMRs (effective October 1, 2026, claims ledger), how SAFMRs work.
Rent in Jersey City compared with Hudson County
The median gross rent in Jersey City is $2,007 a month (±$39), 6% higher than in Hudson County as a whole ($1,894). Renter households in Jersey City earn a median $81,896 a year (±$3,159), against $75,879 county-wide. The typical rent takes 29% of the typical renter income, and 44% of renters pay 30% or more of their income on rent.
Source: Census Bureau, American Community Survey 5-Year 2020–2024 (tables B25064, B25119, B25070), place and county level.
Section 8 in Jersey City
Where the housing authority uses ZIP-level figures, the voucher payment standard is normally 90% to 110% of the ZIP's Small Area FMR: for a two-bedroom unit in Jersey City that is about $2,214 to $4,609 depending on the ZIP code. Otherwise the county-wide FMR applies. See payment standards and income limits for Hudson County or estimate the tenant share with the Section 8 calculator.