San Jose, CA: Fair Market Rent by ZIP Code (FY2027)
ZIP-level rents for San Jose in Santa Clara County, effective October 1, 2026.
Data: HUD FY2027 Small Area FMRs (effective October 1, 2026), Census ACS 5-Year 2020–2024. Spot-checked against the official sources on November 5, 2026 (results). Last site change: November 10, 2026 (changelog).
San Jose is in Santa Clara County. HUD sets one Fair Market Rent for the whole San Jose-Sunnyvale-Santa Clara, CA area, $3,272 for two bedrooms in FY2027. Bedroom sizes, Section 8 payment standards and income limits for the county are on the Santa Clara County fair market rent page. This page shows what differs inside San Jose: the ZIP-level rents HUD publishes for metro areas and Census figures for the city itself.
San Jose fair market rent by ZIP code (FY2027)
The two-bedroom Small Area FMR runs from $2,400 (ZIP 95111) to $4,460 (ZIP 95134), 36% above the area FMR. 11 of 27 ZIP codes are above the area figure, 16 below it.
| ZIP | 0 BR | 1 BR | 2 BR | 3 BR | 4 BR | 2 BR vs area FMR |
|---|---|---|---|---|---|---|
| 95002 | $2,030 | $2,310 | $2,700 | $3,590 | $3,870 | −17% |
| 95013 | $2,340 | $2,660 | $3,110 | $4,110 | $4,470 | −5% |
| 95110 | $2,280 | $2,570 | $3,030 | $4,070 | $4,340 | −7% |
| 95111 | $1,800 | $2,040 | $2,400 | $3,220 | $3,440 | −27% |
| 95112 | $2,180 | $2,460 | $2,900 | $3,900 | $4,160 | −11% |
| 95113 | $2,700 | $3,060 | $3,600 | $4,840 | $5,160 | +10% |
| 95116 | $1,960 | $2,220 | $2,610 | $3,510 | $3,740 | −20% |
| 95117 | $2,190 | $2,480 | $2,920 | $3,920 | $4,180 | −11% |
| 95118 | $2,220 | $2,500 | $2,950 | $3,960 | $4,230 | −10% |
| 95119 | $2,690 | $3,040 | $3,580 | $4,810 | $5,130 | +9% |
| 95120 | $2,630 | $2,940 | $3,500 | $4,670 | $4,960 | +7% |
| 95121 | $2,580 | $2,920 | $3,440 | $4,620 | $4,930 | +5% |
| 95122 | $2,060 | $2,330 | $2,740 | $3,680 | $3,930 | −16% |
| 95123 | $2,530 | $2,860 | $3,370 | $4,530 | $4,830 | +3% |
| 95124 | $2,520 | $2,840 | $3,350 | $4,500 | $4,800 | +2% |
| 95125 | $2,270 | $2,560 | $3,020 | $4,060 | $4,330 | −8% |
| 95126 | $2,440 | $2,760 | $3,250 | $4,370 | $4,660 | −1% |
| 95128 | $2,490 | $2,810 | $3,310 | $4,450 | $4,740 | +1% |
| 95129 | $2,430 | $2,770 | $3,230 | $4,330 | $4,640 | −1% |
| 95130 | $1,980 | $2,240 | $2,640 | $3,550 | $3,780 | −19% |
| 95131 | $2,720 | $3,070 | $3,620 | $4,860 | $5,190 | +11% |
| 95133 | $2,250 | $2,550 | $3,000 | $4,030 | $4,300 | −8% |
| 95134 | $3,350 | $3,790 | $4,460 | $5,990 | $6,390 | +36% |
| 95136 | $2,370 | $2,670 | $3,150 | $4,230 | $4,510 | −4% |
| 95138 | $2,400 | $2,710 | $3,190 | $4,290 | $4,570 | −3% |
| 95139 | $2,910 | $3,310 | $3,870 | $5,110 | $5,560 | +18% |
| 95148 | $2,760 | $3,130 | $3,670 | $4,930 | $5,260 | +12% |
ZIP codes with at least 30% of their land area inside San Jose (Census 2020 ZIP code tabulation areas). Mail ZIP codes and ZCTAs can differ slightly at the edges.
Source: HUD FY2027 Small Area FMRs (effective October 1, 2026, claims ledger), how SAFMRs work.
Rent in San Jose compared with Santa Clara County
The median gross rent in San Jose is $2,669 a month (±$28), 7% lower than in Santa Clara County as a whole ($2,857). Renter households in San Jose earn a median $103,391 a year (±$2,235), against $122,974 county-wide. The typical rent takes 31% of the typical renter income, and 50% of renters pay 30% or more of their income on rent.
Source: Census Bureau, American Community Survey 5-Year 2020–2024 (tables B25064, B25119, B25070), place and county level.
Section 8 in San Jose
Where the housing authority uses ZIP-level figures, the voucher payment standard is normally 90% to 110% of the ZIP's Small Area FMR: for a two-bedroom unit in San Jose that is about $2,160 to $4,906 depending on the ZIP code. Otherwise the county-wide FMR applies. See payment standards and income limits for Santa Clara County or estimate the tenant share with the Section 8 calculator.