Stockton, CA: Fair Market Rent by ZIP Code (FY2027)
ZIP-level rents for Stockton in San Joaquin County, effective October 1, 2026.
Data: HUD FY2027 Small Area FMRs (effective October 1, 2026), Census ACS 5-Year 2020–2024. Spot-checked against the official sources on November 5, 2026 (results). Last site change: November 10, 2026 (changelog).
Stockton is in San Joaquin County. HUD sets one Fair Market Rent for the whole Stockton-Lodi, CA area, $2,015 for two bedrooms in FY2027. Bedroom sizes, Section 8 payment standards and income limits for the county are on the San Joaquin County fair market rent page. This page shows what differs inside Stockton: the ZIP-level rents HUD publishes for metro areas and Census figures for the city itself.
Stockton fair market rent by ZIP code (FY2027)
The two-bedroom Small Area FMR runs from $1,180 (ZIP 95202) to $2,150 (ZIP 95209), 7% above the area FMR. 2 of 8 ZIP codes are above the area figure, 6 below it.
| ZIP | 0 BR | 1 BR | 2 BR | 3 BR | 4 BR | 2 BR vs area FMR |
|---|---|---|---|---|---|---|
| 95202 | $880 | $940 | $1,180 | $1,660 | $2,000 | −41% |
| 95203 | $1,150 | $1,230 | $1,520 | $2,100 | $2,540 | −25% |
| 95204 | $1,260 | $1,350 | $1,670 | $2,310 | $2,790 | −17% |
| 95205 | $1,260 | $1,340 | $1,660 | $2,300 | $2,770 | −18% |
| 95207 | $1,540 | $1,640 | $2,030 | $2,810 | $3,390 | +1% |
| 95209 | $1,630 | $1,740 | $2,150 | $2,980 | $3,590 | +7% |
| 95210 | $1,340 | $1,430 | $1,770 | $2,450 | $2,960 | −12% |
| 95211 | $1,360 | $1,450 | $1,790 | $2,480 | $3,000 | −11% |
ZIP codes with at least 30% of their land area inside Stockton (Census 2020 ZIP code tabulation areas). Mail ZIP codes and ZCTAs can differ slightly at the edges.
Source: HUD FY2027 Small Area FMRs (effective October 1, 2026, claims ledger), how SAFMRs work.
Rent in Stockton compared with San Joaquin County
The median gross rent in Stockton is $1,577 a month (±$34), 9% lower than in San Joaquin County as a whole ($1,734). Renter households in Stockton earn a median $55,660 a year (±$2,826), against $63,916 county-wide. The typical rent takes 34% of the typical renter income, and 56% of renters pay 30% or more of their income on rent.
Source: Census Bureau, American Community Survey 5-Year 2020–2024 (tables B25064, B25119, B25070), place and county level.
Section 8 in Stockton
Where the housing authority uses ZIP-level figures, the voucher payment standard is normally 90% to 110% of the ZIP's Small Area FMR: for a two-bedroom unit in Stockton that is about $1,062 to $2,365 depending on the ZIP code. Otherwise the county-wide FMR applies. See payment standards and income limits for San Joaquin County or estimate the tenant share with the Section 8 calculator.