Rochester, NY: Fair Market Rent by ZIP Code (FY2027)
ZIP-level rents for Rochester in Monroe County, effective October 1, 2026.
Data: HUD FY2027 Small Area FMRs (effective October 1, 2026), Census ACS 5-Year 2020–2024. Spot-checked against the official sources on November 5, 2026 (results). Last site change: November 10, 2026 (changelog).
Rochester is in Monroe County. HUD sets one Fair Market Rent for the whole Rochester, NY area, $1,416 for two bedrooms in FY2027. Bedroom sizes, Section 8 payment standards and income limits for the county are on the Monroe County fair market rent page. This page shows what differs inside Rochester: the ZIP-level rents HUD publishes for metro areas and Census figures for the city itself.
Rochester fair market rent by ZIP code (FY2027)
The two-bedroom Small Area FMR runs from $1,420 (ZIP 14605, 14608, 14609 and 4 more) to $2,130 (ZIP 14614), 50% above the area FMR. 8 of 15 ZIP codes are above the area figure, 0 below it.
| ZIP | 0 BR | 1 BR | 2 BR | 3 BR | 4 BR | 2 BR vs area FMR |
|---|---|---|---|---|---|---|
| 14604 | $1,200 | $1,350 | $1,690 | $2,030 | $2,240 | +19% |
| 14605 | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 | +0% |
| 14607 | $1,140 | $1,280 | $1,610 | $1,930 | $2,130 | +14% |
| 14608 | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 | +0% |
| 14609 | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 | +0% |
| 14610 | $1,070 | $1,200 | $1,510 | $1,820 | $1,980 | +7% |
| 14611 | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 | +0% |
| 14613 | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 | +0% |
| 14614 | $1,510 | $1,700 | $2,130 | $2,560 | $2,810 | +50% |
| 14615 | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 | +0% |
| 14619 | $1,110 | $1,250 | $1,570 | $1,890 | $2,060 | +11% |
| 14620 | $1,110 | $1,260 | $1,570 | $1,890 | $2,070 | +11% |
| 14621 | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 | +0% |
| 14627 | $1,030 | $1,170 | $1,450 | $1,750 | $1,920 | +2% |
| 14642 | $1,030 | $1,170 | $1,450 | $1,750 | $1,920 | +2% |
ZIP codes with at least 30% of their land area inside Rochester (Census 2020 ZIP code tabulation areas). Mail ZIP codes and ZCTAs can differ slightly at the edges.
Source: HUD FY2027 Small Area FMRs (effective October 1, 2026, claims ledger), how SAFMRs work.
Rent in Rochester compared with Monroe County
The median gross rent in Rochester is $1,081 a month (±$16), 8% lower than in Monroe County as a whole ($1,173). Renter households in Rochester earn a median $35,501 a year (±$1,436), against $43,830 county-wide. The typical rent takes 37% of the typical renter income, and 53% of renters pay 30% or more of their income on rent.
Source: Census Bureau, American Community Survey 5-Year 2020–2024 (tables B25064, B25119, B25070), place and county level.
Section 8 in Rochester
Where the housing authority uses ZIP-level figures, the voucher payment standard is normally 90% to 110% of the ZIP's Small Area FMR: for a two-bedroom unit in Rochester that is about $1,278 to $2,343 depending on the ZIP code. Otherwise the county-wide FMR applies. See payment standards and income limits for Monroe County or estimate the tenant share with the Section 8 calculator.