Vista, CA: Fair Market Rent by ZIP Code (FY2027)
ZIP-level rents for Vista in San Diego County, effective October 1, 2026.
Data: HUD FY2027 Small Area FMRs (effective October 1, 2026), Census ACS 5-Year 2020–2024. Spot-checked against the official sources on November 5, 2026 (results). Last site change: November 10, 2026 (changelog).
Vista is in San Diego County. HUD sets one Fair Market Rent for the whole San Diego-Chula Vista-Carlsbad, CA area, $2,823 for two bedrooms in FY2027. Bedroom sizes, Section 8 payment standards and income limits for the county are on the San Diego County fair market rent page. This page shows what differs inside Vista: the ZIP-level rents HUD publishes for metro areas and Census figures for the city itself.
Vista fair market rent by ZIP code (FY2027)
The two-bedroom Small Area FMR runs from $2,790 (ZIP 92083) to $3,120 (ZIP 92081), 11% above the area FMR. 1 of 2 ZIP codes are above the area figure, 1 below it.
| ZIP | 0 BR | 1 BR | 2 BR | 3 BR | 4 BR | 2 BR vs area FMR |
|---|---|---|---|---|---|---|
| 92081 | $2,420 | $2,580 | $3,120 | $4,140 | $5,000 | +11% |
| 92083 | $2,170 | $2,310 | $2,790 | $3,700 | $4,470 | −1% |
ZIP codes with at least 30% of their land area inside Vista (Census 2020 ZIP code tabulation areas). Mail ZIP codes and ZCTAs can differ slightly at the edges.
Source: HUD FY2027 Small Area FMRs (effective October 1, 2026, claims ledger), how SAFMRs work.
Rent in Vista compared with San Diego County
The median gross rent in Vista is $2,249 a month (±$43), about the same as in San Diego County as a whole ($2,246). Renter households in Vista earn a median $76,783 a year (±$4,681), against $78,016 county-wide. The typical rent takes 35% of the typical renter income, and 60% of renters pay 30% or more of their income on rent.
Source: Census Bureau, American Community Survey 5-Year 2020–2024 (tables B25064, B25119, B25070), place and county level.
Section 8 in Vista
Where the housing authority uses ZIP-level figures, the voucher payment standard is normally 90% to 110% of the ZIP's Small Area FMR: for a two-bedroom unit in Vista that is about $2,511 to $3,432 depending on the ZIP code. Otherwise the county-wide FMR applies. See payment standards and income limits for San Diego County or estimate the tenant share with the Section 8 calculator.