Oceanside, CA: Fair Market Rent by ZIP Code (FY2027)
ZIP-level rents for Oceanside in San Diego County, effective October 1, 2026.
Data: HUD FY2027 Small Area FMRs (effective October 1, 2026), Census ACS 5-Year 2020–2024. Spot-checked against the official sources on November 5, 2026 (results). Last site change: November 10, 2026 (changelog).
Oceanside is in San Diego County. HUD sets one Fair Market Rent for the whole San Diego-Chula Vista-Carlsbad, CA area, $2,823 for two bedrooms in FY2027. Bedroom sizes, Section 8 payment standards and income limits for the county are on the San Diego County fair market rent page. This page shows what differs inside Oceanside: the ZIP-level rents HUD publishes for metro areas and Census figures for the city itself.
Oceanside fair market rent by ZIP code (FY2027)
The two-bedroom Small Area FMR runs from $2,640 (ZIP 92054) to $3,310 (ZIP 92056), 17% above the area FMR. 2 of 3 ZIP codes are above the area figure, 1 below it.
| ZIP | 0 BR | 1 BR | 2 BR | 3 BR | 4 BR | 2 BR vs area FMR |
|---|---|---|---|---|---|---|
| 92054 | $2,050 | $2,180 | $2,640 | $3,500 | $4,230 | −6% |
| 92056 | $2,570 | $2,740 | $3,310 | $4,390 | $5,310 | +17% |
| 92057 | $2,340 | $2,500 | $3,020 | $4,000 | $4,840 | +7% |
ZIP codes with at least 30% of their land area inside Oceanside (Census 2020 ZIP code tabulation areas). Mail ZIP codes and ZCTAs can differ slightly at the edges.
Source: HUD FY2027 Small Area FMRs (effective October 1, 2026, claims ledger), how SAFMRs work.
Rent in Oceanside compared with San Diego County
The median gross rent in Oceanside is $2,303 a month (±$37), 3% higher than in San Diego County as a whole ($2,246). Renter households in Oceanside earn a median $75,520 a year (±$3,147), against $78,016 county-wide. The typical rent takes 37% of the typical renter income, and 61% of renters pay 30% or more of their income on rent.
Source: Census Bureau, American Community Survey 5-Year 2020–2024 (tables B25064, B25119, B25070), place and county level.
Section 8 in Oceanside
Where the housing authority uses ZIP-level figures, the voucher payment standard is normally 90% to 110% of the ZIP's Small Area FMR: for a two-bedroom unit in Oceanside that is about $2,376 to $3,641 depending on the ZIP code. Otherwise the county-wide FMR applies. See payment standards and income limits for San Diego County or estimate the tenant share with the Section 8 calculator.