Oakland, CA: Fair Market Rent by ZIP Code (FY2027)
ZIP-level rents for Oakland in Alameda County, effective October 1, 2026.
Data: HUD FY2027 Small Area FMRs (effective October 1, 2026), Census ACS 5-Year 2020–2024. Spot-checked against the official sources on November 5, 2026 (results). Last site change: November 10, 2026 (changelog).
Oakland is in Alameda County. HUD sets one Fair Market Rent for the whole Oakland-Fremont, CA area, $2,805 for two bedrooms in FY2027. Bedroom sizes, Section 8 payment standards and income limits for the county are on the Alameda County fair market rent page. This page shows what differs inside Oakland: the ZIP-level rents HUD publishes for metro areas and Census figures for the city itself.
Oakland fair market rent by ZIP code (FY2027)
The two-bedroom Small Area FMR runs from $2,630 (ZIP 94601, 94602, 94603 and 6 more) to $3,270 (ZIP 94608), 17% above the area FMR. 7 of 16 ZIP codes are above the area figure, 9 below it.
| ZIP | 0 BR | 1 BR | 2 BR | 3 BR | 4 BR | 2 BR vs area FMR |
|---|---|---|---|---|---|---|
| 94601 | $1,930 | $2,150 | $2,630 | $3,360 | $3,980 | −6% |
| 94602 | $1,930 | $2,150 | $2,630 | $3,360 | $3,980 | −6% |
| 94603 | $1,930 | $2,150 | $2,630 | $3,360 | $3,980 | −6% |
| 94605 | $1,930 | $2,150 | $2,630 | $3,360 | $3,980 | −6% |
| 94606 | $1,930 | $2,150 | $2,630 | $3,360 | $3,980 | −6% |
| 94607 | $1,960 | $2,150 | $2,630 | $3,370 | $3,980 | −6% |
| 94608 | $2,430 | $2,670 | $3,270 | $4,190 | $4,950 | +17% |
| 94609 | $2,150 | $2,360 | $2,890 | $3,700 | $4,380 | +3% |
| 94610 | $2,170 | $2,380 | $2,910 | $3,730 | $4,410 | +4% |
| 94611 | $2,230 | $2,450 | $3,000 | $3,840 | $4,550 | +7% |
| 94612 | $2,260 | $2,470 | $3,030 | $3,880 | $4,590 | +8% |
| 94613 | $1,930 | $2,150 | $2,630 | $3,360 | $3,980 | −6% |
| 94618 | $2,370 | $2,600 | $3,180 | $4,070 | $4,820 | +13% |
| 94619 | $1,930 | $2,150 | $2,630 | $3,360 | $3,980 | −6% |
| 94621 | $1,930 | $2,150 | $2,630 | $3,360 | $3,980 | −6% |
| 94705 | $2,110 | $2,310 | $2,830 | $3,620 | $4,290 | +1% |
ZIP codes with at least 30% of their land area inside Oakland (Census 2020 ZIP code tabulation areas). Mail ZIP codes and ZCTAs can differ slightly at the edges.
Source: HUD FY2027 Small Area FMRs (effective October 1, 2026, claims ledger), how SAFMRs work.
Rent in Oakland compared with Alameda County
The median gross rent in Oakland is $1,979 a month (±$29), 16% lower than in Alameda County as a whole ($2,357). Renter households in Oakland earn a median $71,363 a year (±$2,078), against $87,302 county-wide. The typical rent takes 33% of the typical renter income, and 51% of renters pay 30% or more of their income on rent.
Source: Census Bureau, American Community Survey 5-Year 2020–2024 (tables B25064, B25119, B25070), place and county level.
Section 8 in Oakland
Where the housing authority uses ZIP-level figures, the voucher payment standard is normally 90% to 110% of the ZIP's Small Area FMR: for a two-bedroom unit in Oakland that is about $2,367 to $3,597 depending on the ZIP code. Otherwise the county-wide FMR applies. See payment standards and income limits for Alameda County or estimate the tenant share with the Section 8 calculator.